Title Loans in Athens, 30607
Title Loans in Athens, GA
Enjoy Athens with Extra Cash
Have you ever wondered how you can get some fast cash to take advantage of what Athens has to offer? Athens has such a rich and deep history, that there is much to discover. Grab some extra cash and let the touring begin! Follow the trails through the Civil War towns, learn about the furniture of the time through fascinating exhibits and explore old mansions.
Fast Cash with Title Loans
There are many ways to look for more money, including installment loans, payday loans, loans from your credit union or by borrowing from a family member or friend. With each of these options, there can be restrictions and complications.
For instance, a bank loan can require a lot of time filling out forms, time for approval and time to get the money. By the time the money comes through, it’s not quick cash! Other methods can be expensive or lead to uncomfortable family relationships.
For an easy way to get extra cash in Athens, check out online title loans. At 5 Star Car Title Loans, you can go online at any time night or day, send in a short loan request and get a quick decision. If your application is approved, you can be on your way to cash that you can use for any purpose.
Simple Steps to Getting Started
What type of vehicle do you own? If it has value, it can most likely be used to secure an auto title loan. Typical vehicles used as collateral for title loans in Athens are cars, trucks and motorcycles, although other vehicles can be considered as well.
To use your vehicle to get a car title loan, the car title needs to in your name. Once you get final approval for an auto title loan, you will be required to submit your title to the lender. You can still keep your vehicle with you, and continue to use it, but the lender keeps the title to the vehicle until the loan has been repaid.
There’s no obligation to requesting an online title loan. You can apply now and see how easy it is. Here are the simple steps:
- From your laptop, tablet or smartphone, go to the 5 Star Car Title Loans website. Locate the application, fill it out and send it in. It doesn’t matter what time of the day or night it is – the website is available all the time.
- Within a few minutes you will receive a quick decision regarding loan pre-approval. From there, the final loan approval process goes very quickly.
- Send in the basic documents that are needed to continue the loan process. Your loan amount will be according to such factors as the value of your vehicle, your ability to make the monthly payments and specific loan criteria.
- When you get the final approval and submit your car title to the lender, you can get the cash you need. Use it for touring, shopping, home repairs, gardening equipment, taking care of family members or anything else you can think of in Athens, GA.
Quick Cash for Bad Credit Applicants
If you’ve had trouble with your cash flow in the past and now have a bad credit score, you can still be eligible for car title loans. With a traditional bank loan, it would be very difficult to get a quick loan because banks offer unsecured loans. Auto title loans, on the other hand, are possible because they are secured.
Title loans, or secured loans, are easier because they have something of value to back them up. For instance, with car title loans in Athens, the value of the car is what secures the loan. Remember though, that you don’t need to forfeit your car to get car title loans! It’s only the title to your vehicle that you must submit to the lender after loan approval.
Whatever your credit score is, don’t let it stop you from applying for online title loans in Athens today!
Types of Documents to Share
To move the process through quickly, you can get your details and information ready beforehand. Then once your request is pre-approved, the rest of the process is a breeze. Be ready with a list of what you want to spend the money on, because you’ll have it before you know it!
Very few documents are needed, but having them at your finger tips can help you get the money even faster. Here is a short list:
- Vehicle title – whether it’s a motorcycle, a truck, an RV or a car, you need to have the title. Take time to check the title to make sure your name is on it as the sole owner of the vehicle. It needs to be registered in the same state where you live and must be valid. If it needs to be updated, check with the motor vehicle department near you.
- Proof of income – Where do you get your money each month to live on? Just show us the proof so it can be verified. This could be from a bank statement, your pay stub or a government document. It needs to be high enough to cover your monthly payments on a car title loan.
- Photo ID for personal identification – To verify who you are (and to protect your identity), send us a copy of your ID. To be used for verification, it needs to be issued by the government and include your photo, such as a state ID, a driver’s license or a passport.
- Bank details – Let us know the name of your bank, its address and your account number. This will facilitate the direct transfer of funds into your account.
- Home address – To verify your address, show us copies of utility bills that show your name listed there. This could also be unopened mail that shows where you live.
Once you’ve submitted these documents, the customer service team will advise you if anything else is needed. If everything is verified, you will need to send in your title to get the cash.
Car Title Loan Amount
Of course if you are planning a visit to the historical sites in Athens, GA, you’ll want to know how much money you can get with auto title loans. There are a few factors that are considered when finalizing your loan amount.
Your ability to pay is based on the amount of money you earn each month. No one wants to get into a situation where your monthly payment is too high and you get behind. In that case, your vehicle could be at risk.
Meeting the credit criteria at 5 Star Car Title Loans is also important. This takes into account the whole picture, including your income and the value of your auto or other vehicle.
The value of your vehicle helps determine your final loan amount and loan terms. If it’s worth a lot of money, you could be offered a higher loan amount than someone with a less valuable vehicle.
Quick Cash to Use for Anything
Compared to a traditional bank loan, you will notice that an auto title loan is flexible and convenient. One of the benefits that consumers love is that they can use the cash in Athens for anything they want to. A bank might make you give them a complete description of what you want the money for an why, but not with title loans in Athens.
Even though we don’t ask why you need urgent cash, our customers often share that information with us. It’s really great to be able to send in an online application and get cash with no strings attached and no limitations.
Besides the historical tours, which many residents are already familiar with, there is the Georgia Museum of Art, the State Botanical Garden of Georgia and the Bear Hollow Zoo.
One of the most popular uses for the quick cash from a title loan is to pay old bills. No one likes those lingering bills that come in every month – and the longer they go unpaid the more interest you end up paying! Get them paid off for good by using your quick cash loan.
Whatever you decide to do with the money, it’s your decision. You don’t need to tell us why you want cash and we won’t ask!
Going Online for Cash in Athens, Georgia
If you’re ready to get started on your car title loan, you don’t need to wait for the next business day. Even if it’s the middle of the night, you can go to the 5 Star Car Title Loans website and fill in the quick request for now.
Whenever it’s convenient for you to apply online, we are ready to help. If you prefer to visit our location, we will be happy to help you during regular business hours.
You can expect a quick decision regarding your pre-approval and when you get the final approval, the cash will be ready soon.