Title Loan Activity in the 33511 Area
35
Loans Funded
$2,703
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 501 Wilbur St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Toyota | Prius C | 223,000 | $3,706 |
| 2013 | Ford | Edge | 136,000 | $1,684 |
| 2013 | Dodge | Durango | 188,000 | $2,100 |
| 2013 | Toyota | Corolla | 160,000 | $1,200 |
| 2019 | Ford | Edge | 90,000 | $1,852 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Nissan ($1,839 avg), Ford ($3,368 avg), Toyota ($1,885 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Brandon
The smallest recent title loan near 33511 was $575 for a 2008 Nissan Altima with 194,705 miles. Across 35 loans in this area, amounts start as low as $575. Your loan amount depends on your vehicle’s current market value.
Nissan is the most common vehicle among title loan borrowers in the 33511 area, with 7 loans funded. The average loan amount for a Nissan here is $1,839, with an average of 154,919 miles on the odometer.
We’re located in Brandon, near High 5, Inc. and Think Children Learning Center, with Field 9 also nearby. Look for us at 501 Wilbur St.
Compared to bank loans, title loans in Brandon carry higher interest rates. Florida law sets tiered rate caps under Chapter 537, but those rates are still above what a bank would charge a borrower with strong credit. Title loans serve borrowers who need fast cash and cannot access traditional financing, use them as a short-term tool, not a long-term strategy.
Default occurs when the loan is unpaid 30 days after its maturity date. The lender may then repossess using a licensed agent. You must be allowed to remove personal belongings. The lender must give 10 days written notice before any sale. You can still pay the full balance before the sale to reclaim your vehicle. Any surplus from the sale is returned to you.
