Title Loan Activity in the 94606 Area
10
Loans Funded
$3,347
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 1118 E 12th St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Dodge | Challenger | 100,000 | $2,840 |
| 2006 | Ford | F150 | 130,000 | $3,240 |
| 2007 | Chevrolet | Tahoe | 143,078 | $2,525 |
| 2019 | Mercedes-Benz | GLC | 82,000 | $4,042 |
| 2017 | INFINITI | QX60 | 133,753 | $2,763 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($3,139 avg), Mercedes-Benz ($3,374 avg), Toyota ($4,541 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Oakland
Yes. Vehicles with high mileage regularly qualify. Near 94606, a 2017 Toyota Corolla with 170,000 miles on it was approved for $5,015. The average mileage among borrowers in this area is 121,183 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 94606, a 2006 Ford F150 with 130,000 miles was approved for $3,240. Bring your truck or SUV title to get a free estimate.
We’re located in Oakland, near Bright Future Early Learning and Great Western Power Company, with Reinhardt Redwood Regional Park also nearby. Look for us at 1118 E 12th St.
Same-day or next-business-day funding is possible for many applicants in Oakland. The key steps – application, vehicle evaluation, document review, and fund release – can often be completed within one business day when everything is in order.
No, you will not lose access to your vehicle. The lender holds a lien on the title, not the car itself. You keep driving to work, appointments, and anywhere else for the full duration of the loan.
