Title Loans in Cleveland
Get Back on Your Feet with Quick Cash
If you’re a resident of Cleveland, you are probably already used to the amazing views from the shores of Lake Erie. Whether it’s throwing in a fishing line early in the morning or catching the vibrant colors as the sun sets, you can enjoy it every day!
The great thing is that you can enjoy the lake without spending money! But if you want to visit the Rock & Roll Hall of Fame, take the family to the Cleveland Metroparks Zoo or buy tickets to the Cleveland Museum of Natural History, you might be out of luck.
If your wallet is empty and you have bills to pay, how can you enjoy Cleveland?
Read on to find out how you can get quick cash for anything you want to do!
Do You Own a Car in Cleveland?
Car owners in Cleveland already have access to fast cash with car title loans. Even if you don’t own a car, but you own a different vehicle, you can be eligible for a vehicle title loan in Cleveland.
The types of vehicles that can be used for title loans are:
- Private cars.
- Motorcycles.
- Privately owned trucks.
- Boats.
- Recreational vehicles, such as campers.
This is a general list. If you have a vehicle that has value and it is not included in the list above, please contact our customer service department for more information.
Get Cash but Keep Your Car
No matter what you need urgent money for, vehicle title loans might be able to help. If you own a vehicle that has good equity, you’ve paid off most of the loan and you are the sole owner, you can apply online for a car title loan.
The way it works is that you send us your application for a car title loan. Then we send you a pre approval. Once that is in place, we’ll need a few more documents to make a final loan decision.
When your request for a title loan is approved, you can use the title of a vehicle that you own as loan security. It’s easier and less time consuming to obtain approval for a secured loan.
The steps are simple and you can apply online anytime. It only takes a few minutes, so you can even take the first step now!
Fast Steps to Online Title Loans in Cleveland
The application process is simple and you can quickly get the fast cash you need for any purpose. Whenever you’re ready to begin, follow the easy steps listed below:
- Locate the application form by going online to the 5 Star Car Title Loans website.
- Complete the request form, filling in your basic identity information and important details of the vehicle you own.
- Submit the application anytime of the day or night – even on weekends! You’ll get a quick response from the customer service team.
You don’t need to wait until the next business day to begin the application process. You also don’t have to pay attention to business hours. When applying online, you can choose the time!
What to Know About Title Loans in Cleveland
The way that car title loans work is very simple. After you provide the type of vehicle you own, our customer service team can check out how much it is worth today. If you’ve paid it off and it belongs to you, your name will be on the vehicle title.
Without taking your car, the staff at 5 Star Car Title Loans can offer you a secured loan, which uses your car’s value as collateral. To complete that process, you only need to turn in your car title. Only the value of your car is used – not your car.
Secured loans are easier and faster because there is less risk to the lender. Find out more about how an auto title loan can help you today.
Bad Credit Types Accepted for Title Loans
Have you had money problems in the past and now you have a bad credit score? No matter what your credit history is, you can still be eligbile for title loans. To apply for bad credit title loans, the process is the same as listed above.
Fill in a request form and begin the application process. If your current situation is good and you are the owner of a vehicle with value, you can still be approved for an online title loan.
All credit types are welcome to apply for title loans in Cleveland!
Points You’ll Love About Online Car Title Loans
If your only experience in getting a personal loan is with traditional bank loans, you are in for a big surprise! Working with online car title loans is a whole different process.
To let you know about the many benefits of working with title loans in Cleveland, you can take a peek at the list below. When you’re ready to get started, we’re here to help!
Remember that when you send us your application online, we will send you a fast reply. There’s no waiting with online auto title loans!
- Access the application form online anytime
- Always a fast response from our loan clerks
- No need to leave your home to begin the application process
- Quick pre-approval
- No obligations to sign an offer
- Secured loans are available for all credit types
Find out why auto title loans are popular with the residents of Cleveland, OH!
Required Documents for Verification
Before we can prepare a Cleveland title loan offer for you, we’ll need to verify who you are and some other details. We want to go through this entire loan process as quickly as possible so that you won’t spend time waiting for loan approval.
Take a few minutes to walk around your home gathering the required documents so that when your title loan online is approved, you will be ready to go to the final stage. If you have questions about what is needed, your title loan representative can help.
Begin with this list:
- Valid car or vehicle title – Car title loans are based on your car’s value, and they are secured by your title. The title must be current on a vehicle registered in Ohio. Only your name can appear on the title, so make sure that’s the case. The Department of Motor Vehicles in Cleveland can help you if you need to update your title.
- Current employment or income situation – To continue to the final approval with the loan amount, it’s important for us to know your present monthly income. For proof of income, send us items such as salary stubs, government documents or recent bank statements.
- Photo Identification – By sending us your driver’s license or a state ID with your photo, we can confirm your identification. If you don’t have either of these, send us a valid passport or check with a loan representative.
- Proof of where you’re living – This can be as simple as a utility bill that shows your name and address. Other items used for proof of residence can be a statement from your credit card company or your bank or a copy of your lease agreement.
- Details of your bank account – When your loan funds are ready, the fastest way to get you the money is by direct deposit to your bank account. Let us know which bank your account is at and your account number.
We have a team ready to jump on your documents to verify them quickly. The sooner you can send them in, the faster you can get final approval of your car title loan.
How Much Money You Can Get with Online Title Loans
Most consumers what to know how much money they can get, and that’s for good reason. With emergency expenses waiting to be paid or bills getting close to their due date, it’s good to know how much the final loan amount will be.
Final approval and the loan amount can depend on these facts:
- The value of the vehicle you own – taking into account its model, year, condition and number of miles it’s been driven.
- The amount of income you earn each month – this takes all sources of income into account, including all of your jobs, government subsidies and programs, child support, etc.
- General credit criteria as set by 5 Star Car Title Loans – this is the standard and basic credit criteria.
When a decision has been made, you will be informed and when approved, you’ll receive an offer.
Submit your vehicle title and sign the offer if you want to. If you decided that you don’t need the money anymore, then don’t sign. You are not under any obligation to sign.
Signing a Car Title Loan Offer and Getting Cash
When you sign an offer, you can discuss with the loan representative how you want to receive the cash. Normally, a direct deposit is the quickest but it’s your choice.
Begin making the monthly payments, which are due after 30 days. Finish all the payments and get your title back!
