Title Loan Data for Flint, MI
$2,849
Average Loan Amount
$1,890–$6,099
Loan Range
2012
Average Vehicle Year
5
Loans Funded
Based on 5 loans in Flint from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Michigan regulations.
Actual Title Loans Funded in Flint, MI
Actual loan amounts vary based on vehicle condition, mileage, and Michigan regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2009 | GMC | Yukon XL | 212,000 | $1,890 |
| 2016 | Audi | A4 | 124,000 | $2,256 |
| 2015 | Buick | Enclave | 180,000 | $2,000 |
| 2008 | Pontiac | Grand Prix | 136,000 | $2,000 |
| 2014 | Chrysler | 300 | 57,000 | $6,099 |
| 2015 | Chevrolet | Silverado 1500 | 138,000 | $4,600 |
| 2020 | Chevrolet | Impala | 77,000 | $5,000 |
| 2014 | GMC | Acadia | 202,000 | $2,000 |
Average Title Loan by Most Common Vehicles in Flint, MI
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Audi | $5,350 | $2,256 | 1 |
| Buick | $4,300 | $2,000 | 1 |
| Chrysler | $11,125 | $6,099 | 1 |
| GMC | $3,575 | $1,890 | 1 |
| Pontiac | $2,525 | $2,000 | 1 |
Based on 5 loans in Flint from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Michigan regulations.
Did You Know? Flint by the Numbers
What Flint Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Electric and Water Utilities |
| 2 | Groceries and Household Essentials |
| 3 | Income Gap Coverage (Between Jobs) |
Based on 5 borrowers in Flint from 2024–2025.
Unemployment Rate in Flint, Michigan
14.8% of Flint residents are currently unemployed, compared to the Michigan state average of 5.5%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Flint, Michigan
The median household income in Flint is $37,646. About 34.1% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in Michigan
- Regulated by: Michigan Department of Insurance and Financial Services (DIFS)
📖 Governing law: Michigan Regulatory Loan Act (Act 21 of 1939); MCL 438.41 (Criminal Usury); MCL 438.31 (General Usury Law)
See all Michigan title loan rules and consumer protections on our Michigan title loans page.
Title Loan Questions for Flint, MI Residents
Yes, you keep driving your car throughout the loan. A lien is recorded with the Michigan Secretary of State and the title is held as security, but physical possession of your vehicle is not taken. Your keys and your car stay with you for the full repayment period.
Yes, you can qualify without a traditional job. Income must be verified, but many sources are accepted, such as Social Security, disability, pension, self-employment, and other consistent income. Your vehicle’s value and your income together determine eligibility.
Yes. You may still qualify with bad credit or a past bankruptcy. Approval is based mainly on your vehicle’s value and your ability to repay.
Yes. You keep and drive your car throughout the entire loan term.
A physical inspection is generally not required when applying online. You can submit photos of your vehicle along with your documents and get an appraisal remotely. This lets residents across Flint complete the process without leaving the house.
Yes, your car’s condition directly affects the loan amount you qualify for. Market value is assessed using year, make, model, mileage, and overall condition, alongside your ability to repay. A well-maintained vehicle will typically qualify for a higher amount.
How much you can borrow in Flint depends mainly on your car’s current market value and your income. There is no set minimum or maximum title loan amount. Most borrowers qualify for up to about 50% of their vehicle’s value. Apply online to get a free estimate.
If you default on your title loan in Flint, your vehicle may be repossessed. Repossession can occur without a court order, though it must be carried out peacefully. Reasonable notice must be given before the vehicle is sold. If the car sells for more than you owe, the surplus is returned to you. If it sells for less, you may still owe the difference.
