Title Loan Data for Lehigh Acres, FL
$2,962
Average Loan Amount
$575–$15,093
Loan Range
2013
Average Vehicle Year
39
Loans Funded
Based on 39 loans in Lehigh Acres from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Florida regulations.
Actual Title Loans Funded in Lehigh Acres, FL
Actual loan amounts vary based on vehicle condition, mileage, and Florida regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Dodge | Challenger | 142,000 | $6,114 |
| 2010 | Cadillac | SRX | 191,000 | $978 |
| 2014 | Volkswagen | Jetta | 160,000 | $657 |
| 2020 | Mitsubishi | Outlander Sport | 73,000 | $3,606 |
| 2012 | Ford | F150 | 421,772 | $1,316 |
| 2018 | Kia | Sorento | 98,000 | $1,659 |
| 2021 | Nissan | Altima | 111,000 | $5,613 |
| 2018 | Chevrolet | Camaro | 98,000 | $9,827 |
| 2018 | Hyundai | Sonata | 40,000 | $1,822 |
| 2013 | Chevrolet | Tahoe | 145,000 | $750 |
Average Title Loan by Most Common Vehicles in Lehigh Acres, FL
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Ford | $13,343 | $3,520 | 7 |
| Chevrolet | $6,304 | $3,152 | 6 |
| Honda | $10,208 | $4,268 | 3 |
| Kia | $10,202 | $1,611 | 3 |
| Nissan | $8,017 | $3,587 | 3 |
Based on 39 loans in Lehigh Acres from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Florida regulations.
Did You Know? Lehigh Acres by the Numbers
What Lehigh Acres Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Critical Home Repairs (Roof, Plumbing) |
| 2 | Electric and Water Utilities |
| 3 | Emergency Medical Bills |
Based on 39 borrowers in Lehigh Acres from 2024–2025.
Unemployment Rate in Lehigh Acres, Florida
4.5% of Lehigh Acres residents are currently unemployed, compared to the Florida state average of 5.0%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Lehigh Acres, Florida
The median household income in Lehigh Acres is $66,890. About 17.1% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
What a Title Loan Costs in Florida
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $1,000 | 30 days | 30% | $25 | $1,025 |
| $3,000 | 30 days | 28% | $69 | $3,069 |
| $5,000 | 30 days | 24% | $99 | $5,099 |
Your actual rate and payment depend on your lender and agreement. Always ask your lender for the full APR before signing.
📖 Governing law: Florida Title Loan Act, Chapter 537, Florida Statutes
See all Florida title loan rules and consumer protections on our Florida title loans page.
Title Loan Questions for Lehigh Acres, FL Residents
Florida law sets no minimum or maximum title loan amount. In practice, amounts in Lehigh Acres typically range from around 50 to $10,000, based on your vehicle’s value, ability to repay, and loan term. You may qualify for up to 50% of your car’s current value. Get a free estimate online.
Yes, you may still qualify even with a high-mileage or older vehicle. What matters most is the vehicle’s current market value, not its age or mileage alone. A well-maintained older car can still carry enough value to qualify in Lehigh Acres. Get a free estimate to find out.
A car title loan uses your vehicle as collateral rather than relying mainly on your credit score. You apply, your vehicle’s value and ability to repay are evaluated, a lien is placed on the title, and funds are issued. You repay the loan, then the lien is released and your title is returned. Missing payments puts your vehicle at risk. Florida regulates the process under the Florida Title Loan Act.
Yes. You keep your car throughout the entire loan term. A lien is placed on your title as collateral, not physical possession of your vehicle. You can continue driving to work, appointments, or anywhere else while you repay the loan. The vehicle is only at risk if payments stop and the loan goes into default.
Most pre-approvals take about 30 minutes. Funding may be available the same day if completed before 2 PM⁸.
In Lehigh Acres, FL, your car can be repossessed if you fail to pay within 30 days after the loan’s due date. The law requires written notice before sale. You can reclaim the vehicle by paying the full balance plus fees.
No credit check is required for pre-approval or a free estimate. Approval is based primarily on your vehicle’s value and your ability to repay.
Proof of income is a requirement, but it is flexible. In Lehigh Acres, accepted income documentation can include pay stubs, bank statements, Social Security or disability letters, pension award letters, and self-employment records. The goal is to show you can repay the loan.
