Title Loan Activity in the 23666 Area
20
Loans Funded
$3,155
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 900 W Mercury Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Jeep | Grand Cherokee | 122,000 | $5,146 |
| 2015 | Toyota | Avalon | 108,000 | $3,000 |
| 2015 | Honda | Civic | 114,630 | $4,896 |
| 2013 | Audi | A4 | 103,000 | $2,929 |
| 2016 | Buick | Cascada | 102,000 | $4,879 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($3,527 avg), BMW ($1,956 avg), Buick ($6,239 avg)
Know Before You Borrow in Virginia
- Interest rate cap: 36% per year interest plus optional monthly maintenance fee up to $15/month
- Loan range: Up to $2,500 (no minimum)
- Repayment term: 6 to 24 months
- Regulated by: Virginia State Corporation Commission (SCC) – Bureau of Financial Institutions
For complete Virginia title loan regulations and consumer protections, visit our full Virginia guide.
Quick Answers About Title Loans in Hampton
Toyota is the most common vehicle among title loan borrowers in the 23666 area, with 3 loans funded. The average loan amount for a Toyota here is $3,527, with an average of 136,367 miles on the odometer.
Yes. The average vehicle year among borrowers in the 23666 area is 2014. A 2008 Jeep Commander with 170,000 miles recently qualified for $2,286 near Hampton. Your vehicle’s condition and value matter more than its age.
We’re located in Hampton, near C3 – Calvary Community Church and Resurrection Lutheran Church & School, with Parklawn-Wood Funeral Home & Memorial Park also nearby. Look for us at 900 W Mercury Blvd.
Yes. Title loans often come with high costs. In Virginia, on a $1,000 loan you could pay up to about $45 per month (around $30 in interest plus up to $15 in monthly fees). Total charges over the life of the loan are capped at 50% of the loan amount for loans of $1,500 or less, and 60% for loans above $1,500. You should treat this as a short-term option and plan to repay it on time.
Example:
If you borrow $1,000 in Hampton, total interest and fees cannot exceed $500.
In Hampton, VA, your vehicle can be repossessed if you miss a payment. You must receive written notice at least 10 days before the lender takes action. You can stop repossession by paying what you owe plus fees within that period.
