Title Loan Activity in the 78040 Area
6
Loans Funded
$1,435
Average Loan Amount
2009
Average Vehicle Year
Recent Loans Near 1018 Scott St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2010 | Lincoln | MKZ | 190,000 | $3,128 |
| 2007 | Chevrolet | Impala | 199,000 | $628 |
| 2012 | Ram | 1500 | 200,000 | $3,028 |
| 2007 | Ford | Edge | 135,000 | $700 |
| 2003 | Nissan | 350Z | 119,000 | $628 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($628 avg), Dodge ($500 avg), Ford ($700 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Laredo
The smallest recent title loan near 78040 was $500 for a 2016 Dodge Dart with 117,000 miles. Across 6 loans in this area, amounts start as low as $500. Your loan amount depends on your vehicle’s current market value.
Chevrolet is the most common vehicle among title loan borrowers in the 78040 area, with 1 loans funded. The average loan amount for a Chevrolet here is $628, with an average of 199,000 miles on the odometer.
We’re located in Laredo, near Vivace Learning Center LLC and Floyd Head Start, with Colegio Cristo Rey also nearby. Look for us at 1018 Scott St.
Yes, applying online is safe. Our website uses 256-bit SSL encryption to protect all personal and financial information you submit. Texas title lenders are regulated by the Office of Consumer Credit Commissioner (OCCC) under Chapter 393 of the Texas Finance Code, meaning licensed CABs must follow state consumer protection standards. Your information is never shared without your consent.
A title loan may be a better option than a bank loan when you need funds quickly and do not meet traditional bank credit requirements. Bank loans often require good credit scores, detailed financial histories, and longer processing times. Title loans can be approved within hours based primarily on vehicle value and income. Keep in mind that Texas title loans carry significantly higher costs than bank loans, and your car is at risk if you default.
