Know Before You Borrow in Kentucky
- Interest rate cap: Tiered: 3% per month up to $5,000 (36% APR), 2.42% per month $5,001-$10,000 (~29% APR), 2.25% per month $10,001-$15,000 (27% APR)
- Loan range: Up to $15,000 maximum
- Repayment term: Monthly installment payments
- Regulated by: Kentucky Department of Financial Institutions (DFI)
For complete Kentucky title loan regulations and consumer protections, visit our full Kentucky guide.
Quick Answers About Title Loans in Louisville
We’re located in Louisville, near Dance Louisville and St Matthews Baptist Preschool, with St. Albert the Great Church also nearby. Look for us at 2409 Arbor Pointe Dr Apt 3.
Yes. Title loans often come with high costs. In Kentucky, the monthly cost depends on how much you borrow. Smaller loans cost more per $1,000, while larger loans cost less per $1,000. You should treat this as a short-term option and plan to repay it on time.
Example:
If you borrow $1,000 in Louisville, you may pay about $30 per month.
If you borrow $3,000, you may pay about $90 per month.
In Louisville, KY, your vehicle can be repossessed once you default, with no advance notice required. After repossession, you must be notified before the vehicle is sold, and any surplus from the sale is returned to you.
