Title Loan Activity in the 33025 Area
24
Loans Funded
$2,786
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 2011 Palm Ave Bay A
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2018 | Honda | Civic | 155,000 | $2,100 |
| 2015 | Honda | Accord | 98,000 | $4,479 |
| 2018 | Chevrolet | Express | 135,000 | $3,806 |
| 2018 | Honda | Accord | 96,000 | $6,523 |
| 2013 | Honda | Accord | 97,000 | $2,100 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($3,312 avg), Cadillac ($2,650 avg), Kia ($2,075 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Miramar
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 33025, a 2007 GMC Yukon with 200,000 miles was approved for $2,325. Bring your truck or SUV title to get a free estimate.
In the 33025 area, title loans have ranged from $825 to $6,774, with an average of $2,786 across 24 loans funded. The largest recent loan was $6,774 for a 2015 International DuraStar 4000-Series. Your amount depends on your vehicle’s value and ability to repay.
We’re located in Miramar, near David Posnack JCC and Wolf Lake Park, with Ashley Hale Park also nearby. Look for us at 2011 Palm Ave Bay A.
There are no restrictions on how you spend the funds. That said, title loans carry higher interest rates, so they are best used for genuine emergencies such as overdue bills, medical expenses, or urgent repairs, not for regular expenses. Only borrow what you truly need and have a clear plan to repay.
Yes, title loans are legal in Florida, regulated by the Florida OFR under the Florida Title Loan Act (Chapter 537). Lenders must be licensed. Key borrower protections include tiered rate caps, no prepayment penalty, required disclosure of all costs, and the right to partial payments. Verify any lender at flofr.gov before borrowing.
