Title Loan Activity in the 95350 Area
25
Loans Funded
$3,552
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 129 E Orangeburg Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Harley-Davidson | FXDL Dyna Low Rider | 20,000 | $3,957 |
| 2015 | Mazda | Mazda3 | 162,000 | $2,716 |
| 2002 | Chevrolet | Silverado 1500 | 36,193 | $4,415 |
| 2015 | Harley-Davidson | FLHP Police Road King | 34,211 | $2,525 |
| 2015 | Mazda | CX-9 | 140,000 | $2,815 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Nissan ($3,033 avg), Honda ($3,932 avg), Chevrolet ($4,491 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Modesto
Honda is the most common vehicle among title loan borrowers in the 95350 area, with 4 loans funded. The average loan amount for a Honda here is $3,932, with an average of 129,646 miles on the odometer.
Yes. The average vehicle year among borrowers in the 95350 area is 2015. A 2006 Chevrolet Silverado 1500 with 135,050 miles recently qualified for $6,042 near Modesto. Your vehicle’s condition and value matter more than its age.
We’re located in Modesto, near Central Valley Christian Academy and Childtime on Floyd Avenue, with Stellar Career College also nearby. Look for us at 129 E Orangeburg Ave.
Title loans typically offer 25% to 50% of your vehicle’s value. Most borrowers in Modesto receive between $2,500 and $10,000, depending on vehicle value and income. Loans above $10,000 are not subject to a state rate cap and can be significantly more expensive.
Most pre-approvals take about 30 minutes. Funding may be available the same day if completed before 2 PM⁸.
