Know Before You Borrow in California
- Interest rate cap: 36% + Federal Funds Rate (~39.64% APR on $2,500-$9,999) (loans of $10,000 or more are not subject to the state rate cap)
- Repayment term: 12 to 60 months
- Regulated by: California Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Oakland
We’re located in Oakland, near Bright Future Early Learning and Great Western Power Company, with Claremont Canyon Regional Preserve also nearby. Look for us at 320 23rd St.
