Know Before You Borrow in Ohio
- Interest rate cap: 25% per year
- Loan range: $2,500 to $15,000 (typical; no state maximum)
- Repayment term: Minimum 6 months; no maximum; fixed monthly installments
- Regulated by: Ohio Department of Commerce – Division of Financial Institutions (DFI)
For complete Ohio title loan regulations and consumer protections, visit our full Ohio guide.
Quick Answers About Title Loans in Middletown
We’re located in Middletown, near Harmony Healing Arts and Butler Tech Aviation Center, with Cincinnati School of Music also nearby. Look for us at 911 Nelbar St.
Your car’s condition has a direct impact on how much you can borrow. The vehicle’s year, make, model, mileage, and physical state are evaluated to estimate market value. In general, you can expect to qualify for up to 50% of your car’s current value. A well-maintained vehicle free of major damage will support a higher loan amount.
Your personal information is protected with 256-bit SSL encryption throughout the online application process. All data submitted, including your title details, ID, and income documents, is transmitted securely. Ohio requires title lenders to be licensed under CILA and regulated by the DFI, adding an additional layer of consumer protection.
