Title Loan Activity in the 99201 Area
5
Loans Funded
$1,750
Average Loan Amount
2008
Average Vehicle Year
Recent Loans Near 203 W 3rd Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2010 | Mazda | Mazda3 | 254,575 | $250 |
| 2017 | Acura | MDX | 106,000 | $5,000 |
| 2005 | Chrysler | Sebring | 138,000 | $950 |
| 2002 | Subaru | Legacy | 168,000 | $350 |
| 2006 | Chevrolet | Malibu | 150,000 | $2,200 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Acura ($5,000 avg), Chevrolet ($2,200 avg), Chrysler ($950 avg)
Know Before You Borrow in Washington
- Interest rate cap: 25% APR
- Loan range: No minimum or maximum set by law
- Repayment term: Per agreement; most title loans are 30 days or 3-6 months
- Regulated by: Washington State Department of Financial Institutions (DFI)
For complete Washington title loan regulations and consumer protections, visit our full Washington guide.
Quick Answers About Title Loans in Spokane
Yes. Vehicles with high mileage regularly qualify. Near 99201, a 2010 Mazda Mazda3 with 254,575 miles on it was approved for $250. The average mileage among borrowers in this area is 163,315 miles.
The smallest recent title loan near 99201 was $250 for a 2010 Mazda Mazda3 with 254,575 miles. Across 5 loans in this area, amounts start as low as $250. Your loan amount depends on your vehicle’s current market value.
We’re located in Spokane, near WCCC Head Start/Early Head Start and Newtech Skill Center, with Gonzaga University School of Law also nearby. Look for us at 203 W 3rd Ave.
Washington title loans cost more than most conventional loans, even with the 25% annual rate cap under RCW 31.04.105. As an example, a $,500 loan over 24 months at 25% APR comes to about 33 per month and around 02 in total interest. Banks and credit unions typically offer lower rates. Review the full APR in your written contract before signing.
If you default on your title loan in Spokane, your vehicle may be repossessed. Washington law permits repossession without a court order as long as it is done without breaching the peace. You must be given reasonable notice before the vehicle is sold. If the car sells for more than you owe, the surplus is returned to you. If it sells for less, you may still owe the difference. Contact the company as soon as possible if you think you may have trouble making a payment.
