Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Dallas
Where Is the 5 Star Title Loans Near 10233 E NW Hwy?
We’re located in Dallas, near Voices Carey and Saint James Episcopal Church, with Islamic Association of North Texas (IANT Masjid) also nearby. Look for us at 10233 E NW Hwy.
Is a credit check required?
No credit check is required for pre-approval or a free estimate. Approval is based primarily on your vehicle’s value and your ability to repay.
Do I need a job to qualify for a car title loan in Dallas?
Unemployment does not automatically disqualify you. Proof of consistent income is required, which can include unemployment benefits, Social Security, retirement income, freelance work, or other regular sources. The key is demonstrating ability to make scheduled payments.
