Know Before You Borrow in Ohio
- Interest rate cap: 25% per year
- Loan range: $2,500 to $15,000 (typical; no state maximum)
- Repayment term: Minimum 6 months; no maximum; fixed monthly installments
- Regulated by: Ohio Department of Commerce – Division of Financial Institutions (DFI)
For complete Ohio title loan regulations and consumer protections, visit our full Ohio guide.
Quick Answers About Title Loans in Youngstown
Where Is the 5 Star Title Loans Near 1802 Belmont Ave?
We’re located in Youngstown, near Millcreek Children’s Center and Liberty Lesson Center, with Tiny Faces Childcare also nearby. Look for us at 1802 Belmont Ave.
What are the requirements for a title loan in Youngstown?
The requirements for a title loan in Youngstown are:
Car title in your name
Government-issued photo ID
Proof of income in any form
Proof of Ohio address
Social Security number
Your vehicle’s value and ability to repay drive approval, not your credit history.
Am I allowed to make early payments on my car title loan in Youngstown?
Yes, you can pay off early without penalty. Ohio’s Consumer Installment Loan Act allows prepayment at any time. Paying your loan off before the scheduled end date reduces the interest that accrues and lowers your total repayment amount.
