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Title Loan Locations in San Jose, California

Title Loan Locations in San Jose, California

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How Title Loans Work in San Jose, California

A title loan in San Jose is a short-term secured loan where you use your vehicle’s clear title as collateral while continuing to drive the car.

San Jose has a population of 1.8 million in Santa Clara County, with a median household income of $146,427.

California-licensed lenders like 5 Star Car Title Loans operate under the California Finance Lenders Law (Cal. Fin. Code §§ 22000 to 22780), licensed by the Department of Financial Protection and Innovation (DFPI).

Rate cap: ~39.6% APR: 36% per year plus Federal Funds Rate.

Across 81 San Jose title loans funded in 2024–2025, borrowers received an average of $6,067, ranging from $2,525 to $30,015.

Our Locations in San Jose

555 S Bascom Ave
San Jose, CA 95128
(669) 213-1122
View the Location page →
463 Blossom Hill Rd
San Jose, CA 95123
(669) 202-5710
View the Location page →

Title Loan Data for San Jose, CA

$6,067

Average Loan Amount

$2,525–$30,015

Loan Range

2015

Average Vehicle Year

81

Loans Funded

Based on 81 loans in San Jose from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.

Actual Title Loans Funded in San Jose, CA

Actual loan amounts vary based on vehicle condition, mileage, and California regulations.

Year Make Model Miles Funded Amount
2009ToyotaCorolla140,000$2,686
2023HondaCivic26,000$8,228
2014NissanAltima109,000$3,255
2016FordF15086,521$12,782
2023NissanAltima28,000$6,015
2013LexusRX 350117,000$2,715
2020BMWX362,000$9,965
2022JeepCompass27,000$3,173
2009ToyotaMatrix125,366$2,525
2016ToyotaCorolla112,800$2,954

Average Title Loan by Most Common Vehicles Funded in San Jose, CA

Vehicle Make Avg. Vehicle Value Avg. Loan Amount Borrowers
Toyota$11,168$4,73718
Honda$14,339$9,23011
Lexus$21,630$9,0525
Mercedes-Benz$18,431$10,5124
Dodge$9,294$3,0964

Based on 81 loans in San Jose from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.

Did You Know? San Jose by the Numbers

What San Jose Borrowers Used Their Loan For

# Top Use
1Electric and Water Utilities
2Emergency Medical Bills
3Gas and Transportation Costs

Based on 81 borrowers in San Jose from 2024–2025.

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