About This Location
This location provides registration services for 5 Star Car Title Loans customers. The store is located at 861 E Anaheim St, near the intersection with Lime Ave. If you live in Long Beach and in need of registration services, stop by This location that works with 5 Star Car Title Loans in Long Beach. This location provides our clients with unmatched customer service. 5 Star Car Title Loans does not issue loans at this location.
5 Star Car Title Loans in Long Beach, CA
Just because your payday is away doesn’t mean you should be stressed and frightened about your unexpected expenses.
While the complicated and lengthy application process of bank loans might make the idea of borrowing money unfeasible, there is an easy option that can help you get some extra cash without going through all the hassles or lengthy paperwork.
With the help of 5 Star Car Title Loans, the residents of Long Beach, CA can easily avail of some quick cash and use it to pay for their unexpected medical bills, home repairs, and other household purposes.
Did you know that you can use a vehicle that you own as security for a fast personal loan?
What Are Car Title Loans and How They Can Help?
Title Loans are specifically designed as short-term personal loans that have relaxed qualification criteria1 and an easy loan application process where applicants can finance themselves and get quick cash within the same business day.2
Car title loans are personal loans that use the vehicle title and car equity as borrowers’ collateral and help them get some extra money1 without going through much hassle.
A car title loan is famous by many other names including:
- Pink slip Loan
- Auto Title Loan
- Vehicle Title Loan
- Vehicle Equity Loan
- Title Pawn
and many more…
Situations Where A Car Title Loan Can Help In Long Beach, CA
The loan proceeds from a quick title loan are intended primarily to be used for the personal and household needs of the borrower.1 Here are other occurrences most Long Beach residents use their loan money for:
- Medical Bills
- Rentals
- Travel costs
- Pet Care
- Home Improvements
- Legal Expenses
- Monthly Bills
Auto Title Loans Requirements in Long Beach, CA
When it comes to availing of quick title loans in Long Beach, the 5 Star Car Title Loans team makes sure that the whole process remains simple and you don’t have to submit bundles of documents1 just to get some extra cash.
While having a lien-free vehicle title is the prerequisite for applying for an auto title loan, there are a few other documents that you’ll need to provide to prove your income, residence, etc.1
List Of Required Documents To Present While Applying For Car Title Loans In Long Beach
Proof Of Income
In contrast to a bank loan, title loans base your loan eligibility on your repaying ability.1 If you want to qualify for a car loan faster, you’ll need to demonstrate the ability to pay back the loan.1
You can show the payslips of your job, bank statements, or other documented proof of income to apply and get approved for a title loan.
Proof Of Residence in Long Beach, California
To be eligible for an auto title loan in Long Beach, residents need to present a document proof of their address.1
Generally, you’ll be able to apply for a title loan by presenting utility bills, rental agreements, or income tax receipts as proof of your address.
Recent Photos of Qualifying Vehicle
As the car is the main asset involved in the loan, many title loan companies will require you to go through a vehicle inspection through which they will determine your loan eligibility and other factors.1
However, with 5 Star Car Title Loans, applicants can directly upload and send their car pictures to our team and save their time by skipping the in-person inspection of their car.
California Issued or Government -Issued Photo ID
Residents of Long Beach, California must present a valid government-issued photo ID to confirm their identification.Generally, a driver’s licence or passport can be used as proof of identity.
References
People who are looking to finance themselves by taking the benefit of auto title loans will be required to provide references too.1 These references can be both professional or personal and can be from outside of Long Beach too.
Cars as Collateral with 5 Star Car Title Loans
The interesting thing about car title loans is that you don’t need to give up your car to use its value to work for you. By giving us access to your car title, we will put 5 Star Car Title Loans in Long Beach on the title as a lien holder while you make the loan payments. IN the meantime, you enjoy both your car and extra cash.
Getting Car Title Loans In Long Beach, CA
One of the main advantages of choosing 5 Star Car Title Loans for your auto title loans in Long Beach is that the whole process has been simplified and streamlined to process and approve loan applications faster.2
The consumer can apply and take the benefit of our stress-free auto title loans in 4 easy steps.
Steps To Avail Auto Title Loans, Long Beach, CA:
Step 1: Call On (888) 309 0994 and Check Your Loan Eligibility
You can go on the 5 Star Car Title Loans website or call on our dedicated cell number to check your loan eligibility.1
Our executives will ask for basic information about the applicant and their vehicle and whichever consumer qualifies will receive a call to discuss the next steps of the auto title loan.
Step 2: Apply Online and Submit The Required Documents
After the conditional approval, our team will call back and discuss all the terms and conditions of the title loan.1
During this period, things such as minimum loan amount, interest rate, annual percentage rate, repayment schedule, etc. will be discussed.1 If you get any queries or doubts about the title loan, you can reach out to the 5 Star and they will assist you throughout the process.
Once you understand the terms, you’ll be required to submit the above-mentioned documents to prove your repaying ability, ownership, etc.1 You can upload the documents, email, or fax them to 5 Star Car Title Loans and save yourself the time to visit anywhere.
Step 4: Sign The Agreement
Once we verify the given documents, our team will send you the detailed contract mentioning everything we discussed so far.
To provide great customer service to all our customers, we encourage consumers to ask questions so that everyone understands the process and can use the loan proceeds without any fear or stress.
Get Fast Cash Within 24 Hours!2
Once you send the signed contract, we’ll initiate the loan process and many of the applicants may receive the money within the same business day.2 Generally, the funding time for a title loan is 3-5 hours after final approval but under certain circumstances, it can vary too.2
What Are Car Title Loans Based On?
Unlike bank loans, car title loans have looser credit criteria where the eligibility, interest rates, and minimum loan amounts vary on 3 major factors:
Ability To Repay The Loan Amount
Income source is one of the major factors that decide your eligibility for larger amounts of loans.1 As we understand that residents of Long Beach earn income from various sources, not all applicants need to have a traditional job to secure themselves a title loan.
Car’s Market Value
Typically in a car title loan, the borrower temporarily surrenders his car lien and in exchange gets access to the funds according to the car’s market value.1 If you want to get more money for your car, prefer to use your latest and well-maintained car for the car title loan.
Equity In The Vehicle
Auto title loans use your car’s title and equity as the collateral and against that collateral provides you access to extra cash.1 If you want to get the best offers for title loans in Long Beach, CA, make sure you fully own the vehicle that you are using for the loan.
Personal Loans for Bad Credit Borrowers
With 5 Star Car Title Loans, your poor or bad credit history won’t be able to stop you from getting approved for a car title loan.
As compared to the strict credit requirements of other financial institutions, the 5 Star team considers multiple factors1 and tries their best to help Long Beach residents avail of some extra money and cover their unexpected expenses and sudden bills.
As long as the applicant can demonstrate the ability to repay the loan on time, have a lien-free title, and good amount of equity in the vehicle they are using.1 They can qualify for a title loan even with a bad credit score.1
Are there any Prepayment Penalties?
None!4
We at 5 Star Car Title Loans strive to keep the whole loan process easy and stress-free, our consumers can opt to divide the actual loan amount into smaller instalments and pay it back in monthly payments.1
In addition to making the repayment process simple and smoother, we focus on providing great customer service with instant approval and we assist consumers throughout the repayments and charge no hidden fees at all.4
Thus, if you have funds available with you before the decided interval time, you can pay early without facing any prepayment penalty at all.
Frequently Asked Questions:
How long does it take to get money from a title loan?
In usual cases, people can apply for a title loan in less than 5 minutes if they have all the required documents available to them. They can expect their title loan request to be approved within one day and can receive the cash in less than 24 hours.2
Is it necessary to have a job in Long Beach, CA to apply for the online title Loans?
No!1
Typically, The eligibility for car title loans depends on the borrower’s ability to repay the loan amount and people can have alternate sources of income, enough savings or compensations from governments, etc. They can apply for auto title loans and get approved without having a traditional job.
How are auto title loans paid back?
Unlike a payday loan, you can opt to pay back your car title loan in multiple ways. People can repay the loan amount in a single lump-sum payment or create a repayment schedule to make monthly payments.1 You can use a credit/ debit card, money gram transfer, or send your check by mail and pay back the loan without any hassles.
Will my car be taken from me?
Title loans only require you to submit a few documents and place a claim on the car title to provide you with the personal loan.1 As long as you are paying the instalments on time, you can drive your car freely without any restrictions.
Can I cancel my loan?
Yes, you can. After taking the loan in Long Beach, you can opt to back out and cancel the agreement till the end of that business day. When a consumer cancels the loan, he’ll have to pay the whole loan amount in either cash or check to secure his title.3
5 Star Car Title Loans in Long Beach
At 5 Star Car Title Loans, we focus on enhancing customer service and helping our consumers avail easy and fast cash for their sudden financial emergencies.
Here are some of the advantages of choosing 5 Star Car Title Loans in Long Beach, CA
Low and Competitive Interest Rates
We follow the title laws and guidelines of California and help our customers to get the most value for their car title loan at low and competitive interest rates.1
Instant Cash
We understand that most bills come unannounced and work hard to make sure that your loan application quickly gets processed and you get your loan proceeds as soon as possible.2
Flexible Loan Repayment Options
Unlike service student loans, and payday loans, the title loans of 5 Star Car Title Loans don’t require to pay the whole amount in one lump sum.1 You can break it down into smaller instalments and payback according to your chosen repayment schedule.
Financing For Bad Credit
The loan eligibility criteria of 5 Star Car Title Loans stretch way beyond the credit history of the person. With us, people with bad credit can get qualified for a pink slip loan in Long Beach, CA.1
Apply Today And Get Extra Money For Your Personal Needs!
If you are currently facing a cash crunch and in desperate need of some cash to tackle the situation and pay your regular bills. You can contact the 5 Star Car Title loans team and take their help to apply for an auto title loan to get some extra money.
