Title Loan Activity in the 94601 Area
16
Loans Funded
$4,561
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 4321 San Leandro St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Honda | Pilot | 97,700 | $3,015 |
| 2018 | Volkswagen | Tiguan | 130,000 | $3,015 |
| 2023 | Toyota | Corolla | 5,000 | $9,037 |
| 2013 | BMW | X1 | 119,000 | $2,525 |
| 2023 | Honda | Civic | 32,239 | $8,494 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($5,899 avg), Honda ($5,755 avg), Chevrolet ($2,770 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Oakland
Toyota is the most common vehicle among title loan borrowers in the 94601 area, with 4 loans funded. The average loan amount for a Toyota here is $5,899, with an average of 101,910 miles on the odometer.
Yes. The average vehicle year among borrowers in the 94601 area is 2016. A 2010 Toyota Corolla with 143,641 miles recently qualified for $5,015 near Oakland. Your vehicle’s condition and value matter more than its age.
We’re located in Oakland, near Bright Future Early Learning and Great Western Power Company, with Reinhardt Redwood Regional Park also nearby. Look for us at 4321 San Leandro St.
Yes. You may still qualify with bad credit or a past bankruptcy. Approval is based mainly on your vehicle’s value and your ability to repay.
Yes. Title loans often come with high costs. In California, the rate is capped at about 36% per year plus the Federal Funds Rate, currently about 39% to 40% APR. For every $1,000 you borrow, expect to pay about $390 to $400 in interest per year. Use these only for short-term emergencies you can repay on time.
