Title Loan Data for Alhambra, CA
$4,527
Average Loan Amount
$2,525–$8,042
Loan Range
2016
Average Vehicle Year
14
Loans Funded
Based on 14 loans in Alhambra from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Actual Title Loans Funded in Alhambra, CA
Actual loan amounts vary based on vehicle condition, mileage, and California regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2023 | Nissan | Rogue | 36,200 | $2,840 |
| 2014 | INFINITI | Q50 | 135,000 | $4,807 |
| 2013 | BMW | 3-Series | 112,000 | $4,305 |
| 2016 | Nissan | Quest | 145,000 | $2,525 |
| 2015 | Honda | Accord | 187,450 | $3,753 |
| 2019 | Honda | Accord | 83,839 | $5,015 |
| 2023 | Nissan | Rogue | 13,300 | $3,015 |
| 2015 | Volkswagen | Passat | 125,000 | $4,182 |
| 2014 | INFINITI | Q50 | 131,825 | $3,523 |
| 2019 | Honda | Civic | 68,000 | $7,015 |
Average Title Loan by Most Common Vehicles in Alhambra, CA
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Honda | $12,958 | $5,261 | 3 |
| Nissan | $13,692 | $2,861 | 3 |
| Toyota | $10,938 | $7,329 | 2 |
| INFINITI | $4,850 | $4,165 | 2 |
| Volkswagen | $4,250 | $4,182 | 1 |
Based on 14 loans in Alhambra from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Did You Know? Alhambra by the Numbers
What Alhambra Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Electric and Water Utilities |
| 2 | Emergency Medical Bills |
| 3 | Gas and Transportation Costs |
Based on 14 borrowers in Alhambra from 2024–2025.
Unemployment Rate in Alhambra, California
5.3% of Alhambra residents are currently unemployed, compared to the California state average of 7.1%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Alhambra, California
The median household income in Alhambra is $88,024. About 12.6% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
What a Title Loan Costs in California
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $3,000 | 24 months | 36% | $1,252 | $4,252 |
| $5,000 | 24 months | 36% | $2,087 | $7,087 |
| $9,999 | 24 months | 36% | $4,171 | $14,170 |
Your actual APR also includes the Federal Funds Rate (3.64% as of February 2026), making the current cap about 39.6%. Loans over $10,000 have no state rate cap. Always make sure your lender shows you the exact APR before signing.
📖 Governing law: California Finance Lenders Law (Cal. Fin. Code §22000–22780)
See all California title loan rules and consumer protections on our California title loans page.
Title Loan Questions for Alhambra, CA Residents
No, a low credit score will not automatically disqualify you in Alhambra. Because the loan is secured by your vehicle, approval is based on what your car is worth and whether you have income to support repayments. Credit history is a minor factor.
Five items are needed for a title loan in Alhambra. Here is what each one covers:
Car title in your name – proves you own the vehicle being used as collateral
Government-issued photo ID – confirms your identity
Proof of income – shows you can make monthly payments
Proof of California address – confirms residency in the state
Social Security number – required for the loan application
Good credit is not required. The vehicle’s value and your income are the main approval factors.
Yes. You may still qualify with bad credit or a past bankruptcy. Approval is based mainly on your vehicle’s value and your ability to repay.
Yes. At 5 Star Car Title Loans™, you can complete your pre-approval online for free with no obligation. In most cases, the process, including the application, remote car inspection, and signing the agreement, can be completed from home.
A full credit check is not always required for a title loan. Because the loan is secured by your vehicle, approval is based mainly on vehicle value and income. Credit history may be reviewed but is not the deciding factor.
Many vehicle types may qualify for a title loan in Alhambra:
Cars, trucks, vans, and SUVs
Motorcycles
RVs and motorhomes
ATVs and powersports vehicles
Commercial trucks (case by case)
A past bankruptcy does not automatically prevent you from getting a title loan in Alhambra. Because title loans are secured by your vehicle rather than your credit history, approval is based on your car’s value and your current ability to repay. If your bankruptcy is discharged, you own a qualifying vehicle, and you have income, you may qualify.
As a resident of Alhambra, CA, you can verify your car title status through the California DMV. Check your physical title to see if a lienholder is listed, or request a vehicle title record from the DMV. You may also confirm the status through the California DMV’s online vehicle records services.
