Title Loan Activity in the 78041 Area
5
Loans Funded
$1,312
Average Loan Amount
2010
Average Vehicle Year
Recent Loans Near 1210 E Saunders St #5831
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Ford | F150 | 224,000 | $3,028 |
| 2011 | Jeep | Grand Cherokee | 202,000 | $1,578 |
| 2006 | Mazda | Mazda6 | 193,094 | $1,028 |
| 2007 | Chevrolet | Suburban | 158,000 | $628 |
| 2010 | Ford | F150 SuperCrew Cab | 219,000 | $300 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($1,664 avg), Chevrolet ($628 avg), Jeep ($1,578 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Laredo
Yes. The average vehicle year among borrowers in the 78041 area is 2010. A 2006 Mazda Mazda6 with 193,094 miles recently qualified for $1,028 near Laredo. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 78041 was $300 for a 2010 Ford F150 SuperCrew Cab with 219,000 miles. Across 5 loans in this area, amounts start as low as $300. Your loan amount depends on your vehicle’s current market value.
We’re located in Laredo, near Soto Academy of Music and Sunshine Academy, with Gold’s Gym also nearby. Look for us at 1210 E Saunders St #5831.
Yes, you can lose your car if you default on a title loan in Laredo. Texas law allows the lender to repossess after a missed payment with no court order and no required advance notice. After repossession, you must receive at least 10 days notice before the vehicle is sold. The sale proceeds go toward what you owe, but if they fall short of your balance plus repossession costs, the lender may seek the remaining deficiency. Reaching out to your lender before you miss a payment is the most effective way to explore options before default.
Check your title document. If no lienholder is listed, the title is free and clear. You can also verify lien status through the TxDMV at txdmv.gov.
