Title Loan Activity in the 90744 Area
12
Loans Funded
$5,625
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 1316 N Avalon Blvd #A
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Kia | Sorento | 74,420 | $5,015 |
| 2017 | Honda | Accord | 80,000 | $8,515 |
| 2019 | Jeep | Cherokee | 58,502 | $2,525 |
| 2011 | Honda | Accord | 11,000 | $7,015 |
| 2014 | Kia | Sportage | 130,000 | $5,972 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($6,091 avg), Chevrolet ($7,020 avg), Kia ($5,494 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Wilmington
Yes. The average vehicle year among borrowers in the 90744 area is 2015. A 2011 Hyundai Santa Fe with 128,000 miles recently qualified for $3,653 near Wilmington. Your vehicle’s condition and value matter more than its age.
In the 90744 area, title loans have ranged from $2,525 to $11,515, with an average of $5,625 across 12 loans funded. The largest recent loan was $11,515 for a 2019 Chevrolet Traverse. Your amount depends on your vehicle’s value and ability to repay.
We’re located in the Wilmington area of Wilmington, near Torrance Unified School District and The Skating Edge Ice Arena, with Green Hills LA also nearby. Look for us at 1316 N Avalon Blvd #A.
How much interest you pay depends on the loan amount, term, and rate. California caps title loan rates at 36% APR plus the Federal Funds Rate – currently around 39.6% APR – for loans between $2,500 and $10,000.
Loan Amount | Term | Monthly Payment | Total Repaid
$3,000 | 24 mo | ~$177 | ~$4,252
$5,000 | 24 mo | ~$295 | ~$7,087
$9,999 | 24 mo | ~$590 | ~$14,170
Examples shown at 36% APR. Actual APR, payments, and loan terms may vary. There is no prepayment penalty.
Once funds are in your hands, how you use them is entirely your decision. There are no designated use requirements. Common uses include catching up on bills, covering medical costs, handling emergency repairs, or bridging a short-term financial gap. Keep in mind that title loans are a higher-cost borrowing option.
