Title Loan Activity in the 95973 Area
8
Loans Funded
$4,743
Average Loan Amount
2011
Average Vehicle Year
Recent Loans Near 3080 Thorntree Dr #5
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Volkswagen | Tiguan | 106,445 | $4,015 |
| 2002 | Chevrolet | Corvette | 60,000 | $2,552 |
| 2021 | Dodge | Charger | 23,000 | $5,999 |
| 2013 | Buick | Verano | 98,000 | $2,707 |
| 2011 | Toyota | 4Runner | 255,000 | $4,915 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Dodge ($6,507 avg), Chevrolet ($2,552 avg), Buick ($2,707 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Chico
In the 95973 area, title loans have ranged from $2,552 to $7,015, with an average of $4,743 across 8 loans funded. The largest recent loan was $7,015 for a 2006 Dodge Ram 2500 Quad Cab. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 95973, a 2011 Toyota 4Runner with 255,000 miles on it was approved for $4,915. The average mileage among borrowers in this area is 140,529 miles.
We’re located in Chico, near Odyssey Winery, Inc. and Chico Air Museum. Look for us at 3080 Thorntree Dr #5.
Car title loans and bank loans differ in a few key ways. Bank loans require good credit and take longer to process. Title loans in Chico are faster and do not rely on credit history – but they carry higher interest rates and your vehicle is at risk if the loan is not repaid.
Many vehicle types may qualify for a title loan in Chico:
Cars, trucks, vans, and SUVs
Motorcycles
RVs and motorhomes
ATVs and powersports vehicles
Commercial trucks (case by case)
