Get a Fast Loan with 5 Star Car Title Loans
Keep Your Car, Get Cash Today
Keep your car while borrowing
Fast approval & same-day funding
Transparent terms & no prepayment penalties
Licensed lender, secure application process
Loan Categories
Vehicle Title Loans
Borrow money using your car’s title while keeping your vehicle.
Loan amounts can reach up to $50,000, with flexible repayment terms and no prepayment penalties.
Learn MoreInstallment Loans
Cover larger expenses with fixed monthly payments spread over time.
Installment loans offer predictable costs and repayment periods of up to 24 months.
Learn MoreSame-Day Loans
Get fast cash for urgent needs like rent, bills, or car repairs.
Apply today and, if approved, receive your funds the same day.
Learn MoreVehicle Title Loans
Borrow money using your car’s title while keeping your vehicle.
Loan amounts can reach up to $50,000, with flexible repayment terms and no prepayment penalties.
Installment Loans
Cover larger expenses with fixed monthly payments spread over time.
Installment loans offer predictable costs and repayment periods of up to 24 months.
Same-Day Loans
Get fast cash for urgent needs like rent, bills, or car repairs.
Apply today and, if approved, receive your funds the same day.
Why Choose 5 Star Car Title Loans
255K+ loans funded across multiple states
Serving customers since 2012
Licensed and regulated lender
Clear, upfront terms with no hidden fees
What Clients Are Saying
We are committed to unparalleled customer service. But don’t take our word for it – see what our clients have to say.
“OMG, I was so impressed by how quickly I received my car title loan. Who knew getting money could be this easy?? Will definitely be recommending to my friends.”
Sofia Martinez
San Diego, CA
“Had a great experience with 5 Star Car Title Loans – their online application was so easy. Got my loan approved in no time. A lifesaver!”
Jacob Wilson
Los Angeles, CA
“The customer support team here is really top-notch. They were patient, answered all my questions, and helped me with the entire process“
Liam Williams
Atlanta, GA
“I was SO happy to see that 5 Star offered car title loans and great rates, even with my bad credit history! Thanks so much!.”
La’Toya Brown
Oakland, CA
“Was surprised to see that I pre-qualified for a loan! No ridiculous fees like you see from other bad credit loans, either. Very happy with my loan!”
Isabela Garcia
Sacramento, CA
“They helped me get my money a lot faster than I expected. Application was easy, and staff was great. They really care about their clients.”
Bill Allen
Fullerton, CA
“Incredible service from the team at 5 Star Car Title Loan. They worked quickly to help me get my money fast. Great experience!”
Lisa Miller
Tampa, FL
How It Works
Get Funded in 3 Simple Steps
- Apply online or in person – Complete a simple application form.
- Quick approval decision – Receive a decision within minutes.
- Get cash today – Pick up funds and keep driving your car.
Nationwide Locations
Title loans
Installment loans
No service
Find a location By State
Find a Location Near You
We’re here to help wherever you are. Our main office is in downtown Long Beach, and through our network of licensed partners we serve customers in nearly 30 states.*
Over the years, we’ve supported thousands of customers with fast, reliable title loans across the U.S. Find your nearest location today and see how we can help you get cash quickly.
*Loan terms and availability vary by state and are subject to local regulations.
Fast & Convenient Online Title Loans
Skip the visit to a branch and start from anywhere. With our online title loan option, you can apply, upload documents, and in many cases receive approval the same day. It’s quick, secure, and designed to fit your schedule. Start your online request now to check how much you may qualify for.*
Availability of fully online title loans may vary by state regulations. Some steps, such as title verification or DMV filing, may still require in-person completion.
Frequently Asked Questions
How Much Can I Borrow With a Title Loan?
The amount you can borrow depends on your vehicle’s current market value, mileage, and condition, as well as your ability to repay. Loan amounts typically range from a few hundred dollars up to several thousand dollars, and in some cases you may qualify for as much as $50,000. The exact loan limit may also vary depending on state regulations.
How Fast Can I Get the Money?
Most borrowers receive a decision within minutes after submitting their application. If approved and all required documents are provided early in the day, you may be able to pick up your funds the same business day. In some cases, funding may take until the next business day.
Is There an Application Fee?
No, there is no fee to apply for a title loan. You only pay interest and fees if your loan is approved and funded. All costs will be disclosed upfront in your loan agreement so you know exactly what to expect before signing.
What Are the Interest Rates and Terms?
Interest rates and loan terms vary depending on your state’s laws, your loan amount, and your repayment ability. Rates are set according to state regulations, and all terms will be clearly outlined before you sign. Many loans are structured with fixed monthly payments, and there are no penalties for early repayment.
Will Applying Affect My Credit Score?
Submitting an application will not affect your credit score because title loans generally do not require a hard credit check. However, if your loan goes unpaid and the account is sent to collections, it could impact your credit history.
Can I Qualify If I Have Bad Credit?
Yes. Title loans are secured by your vehicle’s title, so approval is based more on your car’s value and your ability to repay the loan than on your credit history. Even with bad credit, you may still be eligible as long as you meet income and vehicle requirements.
What Documents Are Required?
Most borrowers need to provide:
- A clear vehicle title in their name
- Proof of income (such as pay stubs, bank statements, or benefits statements)
- Government-issued photo ID
- Proof of residence (such as a utility bill or lease)
Some states may require additional documentation.
What Happens If I Can’t Repay?
If you cannot repay your loan as agreed, you should contact the lender immediately to discuss your options. Failing to make payments may result in late fees, additional charges, or in the worst case, repossession of your vehicle. Some lenders may offer extensions or payment plans, but these may involve additional costs.
Is It Safe to Apply Online?
Yes. Reputable lenders use secure encryption technology to protect your personal and financial information. Always make sure you’re applying through a licensed lender’s official website and never share sensitive details on unverified platforms.
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