How to Apply for Car Title Loans
When you’re ready to send in your title loan application, you have options. We have a friendly customer service staff who is willing to help you over the phone. We also have locations in Columbus, OH where you can stop in and apply in person.
Most consumers who are in a rush to get extra cash prefer the convenience of sending in an application online. This can be done at any time from any location, without worrying about the day or the hour.
However you choose to start your application process, you will find out if your request is pre approved very quickly. When it is, you will get instructions on the required documents to send for final approval.
When you get to the final stage and your car title loan is approved, you can get the money fast. Once it is in your account, you are free to use the money as you wish. There aren’t any restrictions or limitation on how to spend it!
You won’t be under any obligation to sign an offer, so go ahead and start filling in your title loan application now!
Bad Credit History? Don’t Worry – Contact Us Today
Many people have a bad credit history. No matter how diligent you are with money and expenses, it can be really difficult to always keep up a good credit score. Even with a bad credit history, you can still be eligible for an online title loan.
If you’re familiar with traditional loans from a bank or lender, you would not have the same conditions. A bank can only offer you an unsecured loan. With an unsecured loan, they need a lot of proof and documents and time to process a personal loan.
A person who has a bad credit score would probably not be received well at an old fashioned bank for a traditional loan in Columbus. That is not the case with secured loans at 5 Star Car Title Loans.
Send us your auto title loan application now and see how easy it can be to get quick approval!
Quick Title Loan Process
The entire car title loans process, from beginning the application process all the way through to funding, goes very fast. We understand that when you want to borrow money for emergency cash, you don’t want to get stuck in the application process.
Most lenders will want to know why you want the fast cash and what you’ll do with it. Then they’ll want so many forms and documents that it will be hard to get through to the approval stage.
WIth title loans in Columbus, you can breeze through the entire process quickly. Title loan money is faster to get, even if you have a poor credit score. Once you get it, you are free to pay for any financial emergencies or unexpected expenses that you have now.
Begin your request for an online title loan now and get started on your quick cash!
Documents Required for Fast Title Loan Approval
Even with quick title loans, there are still a few documents that we will need to verify. When you provide proof of the following items, we can provide you with a fast loan decision.
By preparing the documents mentioned ahead of time, the approval process will be even faster! If you have any questions about the documents needed, be sure to reach out to our friendly customer representatives.
Provide proof with these documents:
- Bank statements – Copies of your recent bank statements can provide proof of your income and deposits made into your account. They can also give the necessary details of your bank account that will be needed for the direct deposit of cash into your account at the end of the final approval process.
- Salary slips or pay stubs – These can be used as verification of income. You should send documentation for each type of income that you have, but salary stubs should be adequate proof of your income from jobs that you have.
- Court ordered documents or official letters – These can apply to government programs that deposit money into your account regularly or payments ordered by the court, such as child support. If you are getting unemployment benefits or any other subsidies, include those as well.
- Driver’s license or state ID – To verify your identity, a government issued ID with your photo is used. If you don’t have either of these, you can also send a current passport.
- Recent utility bills or a copy of your lease contract – This is to confirm your place of residence. Your address needs to be verified that it’s in Ohio. Other types of proof can be a credit card statement or unopened mail you received.
- Your car title – To verify that the vehicle you want to use as security for a title loan belongs to you, prepare to send your vehicle’s title. Besides confirming that the car belongs to you, it will also provide proof that the title is clean and clear, without liens.
These are the documents that can verify your identity, your income, your residence and ownership of your vehicle. If anything else is required, you will be instructed by your customer service representative.
Check Out Columbus Hot Spots with Extra Cash
Living in the state capital of Ohio is kind of cool. You have the capital building you can visit or you can enjoy all the parks located on the Scioto River. You don’t need money in your pocket to enjoy these activities.
But if you want to take part in the exhibits at the Center of Science and Industry (COSI) and the planetarium, you’ll need some cash in hand. Theh same goes for grabbing tickets for a night cruise with dinner.
During the holidays, you can sign up for a trolley tour of the holiday lights. Why not if you have extra cash in your account? You also have options that include a wrestling show or a trip to Legoland!
Whatever you choose to do with your cash loan is your choice. Get started now with your online application for title loans in Columbus.
How Much Cash Can You Get with Car Title Loans?
There are a few factors that are taken into consideration when determining your final approval and loan amount. Since title loans in Columbus are largely dependent on the value of a vehicle you own, then that is a huge consideration.
After you have completed your application process and sent in the required documents, our customer service staff will be happy to make a fast decision. At the end of the loan process, you will know if you have final approval and how much cash you can get.
Here are the factors we take into consideration:
- Value of your vehicle – We will check Kelly Blue Book to get the exact worth of your vehicle. This takes into account the model, the style, the year, its condition and the miles it’s been driven.
- 5 Star Car Title Loans simple credit criteria.
- Amount of monthly income – We use this information to offer you a title loan with monthly payments that you can handle, according to your income. After proving your ability to pay, you can be approved with a loan agreement.
When the final approval process is finished, you can make your own decision if you want to collect the cash. After you sign the loan agreement and submit your car title, your cash will be prepared for direct deposit.
