Title Loan Activity in the 92064 Area
6
Loans Funded
$5,890
Average Loan Amount
2017
Average Vehicle Year
Recent Loans Near 14226 Midland Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2021 | Honda | HR-V | 50,000 | $5,015 |
| 2016 | Chevrolet | Silverado 2500 | 80,000 | $10,077 |
| 2017 | Jeep | Renegade | 44,500 | $7,000 |
| 2015 | Jeep | Grand Cherokee | 113,000 | $6,015 |
| 2013 | Kia | Sportage | 100,000 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Jeep ($6,508 avg), Chevrolet ($10,077 avg), Dodge ($4,705 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Poway
In the 92064 area, title loans have ranged from $2,525 to $10,077, with an average of $5,890 across 6 loans funded. The largest recent loan was $10,077 for a 2016 Chevrolet Silverado 2500. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 92064, a 2015 Jeep Grand Cherokee with 113,000 miles on it was approved for $6,015. The average mileage among borrowers in this area is 81,250 miles.
We’re located in Poway, near RBCPC Preschool and Poway Music Academy, with Montessori Child Development Center also nearby. Look for us at 14226 Midland Rd.
No. In Poway, CA, you can usually complete the entire title loan process online or by phone. You may submit your vehicle information and documents electronically, and funding can often be arranged without an in-person visit.
A missed payment on a car title loan is serious because your vehicle serves as collateral. Here is what California law says:
Late fees are capped at 0 (after 10 days) or 5 (after 15 days) per missed payment
Repossession is allowed without advance warning once you are in default
Before any sale, the lender must notify you – giving you a chance to pay and reclaim the vehicle
California prohibits extending loans by paying fees only
