State Disclosures
Alabama
Regulated by: Alabama State Banking Department
Key Notes:
- Title loans regulated under the Alabama Pawnshop Act
- Consumer loans regulated under the Alabama Consumer Credit Act (Title 5, Chapter 19)
Arizona
Regulated by: Arizona Department of Financial Institutions
Key Notes:
- Title loans permitted under Arizona Revised Statutes, Title 6
Arkansas
Regulated by: Arkansas State Bank Department
Key Notes:
- Consumer loans regulated under the Arkansas Check-Cashers Act
California
Regulated by: California Department of Financial Protection and Innovation
Key Notes:
- Consumer loans regulated under AB-539 Fair Access to Credit Act
Colorado
Regulated by: Colorado Attorney General
Key Notes:
- Consumer loans regulated under the Colorado Uniform Consumer Credit Code
Delaware
Regulated by: Delaware Office of the State Bank Commissioner
Key Notes:
- Title loans permitted under Delaware Code, Title 5
Florida
Regulated by: Florida Office of Financial Regulation
Key Notes:
- Consumer loans regulated under the Florida Consumer Finance Act (Chapter 516)
Georgia
Regulated by: Georgia Department of Banking and Finance
Key Notes:
- Title loans regulated under the Georgia Industrial Loan Act
Hawaii
Regulated by: Hawaii Department of Commerce and Consumer Affairs
Key Notes:
- Title loans regulated under Hawaii Revised Statutes, Chapter 478
Idaho
Regulated by: Idaho Department of Finance
Key Notes:
- Consumer loans regulated under the Idaho Credit Code
Illinois
Regulated by: Illinois Department of Financial and Professional Regulation
Key Notes:
- Consumer loans regulated under the Illinois Predatory Loan Prevention Act
Indiana
Regulated by: Indiana Department of Financial Institutions
Key Notes:
- Consumer loans regulated under the Indiana Uniform Consumer Credit Code
Iowa
Regulated by: Iowa Division of Banking
Key Notes:
- Consumer loans regulated under the Iowa Consumer Credit Code
Kansas
Regulated by: Kansas Office of the State Bank Commissioner
Key Notes:
- Consumer loans regulated under the Kansas Consumer Credit Code
Kentucky
Regulated by: Kentucky Department of Financial Institutions
Key Notes:
- Consumer loans regulated under the Kentucky Consumer Loan Act
Louisiana
Regulated by: Louisiana Office of Financial Institutions
Key Notes:
- Consumer loans regulated under the Louisiana Consumer Credit Law
Maine
Regulated by: Maine Bureau of Consumer Credit Protection
Key Notes:
- Consumer loans regulated under the Maine Consumer Credit Code
Michigan
Regulated by: Michigan Department of Insurance and Financial Services
Key Notes:
- Consumer loans regulated under the Michigan Regulatory Loan Act
Minnesota
Regulated by: Minnesota Department of Commerce
Key Notes:
- Consumer loans regulated under the Minnesota Consumer Small Loan Act
Mississippi
Regulated by: Mississippi Department of Banking and Consumer Finance
Key Notes:
- Title loans regulated under the Mississippi Title Pledge Act
Missouri
Regulated by: Missouri Division of Finance
Key Notes:
- Title loans regulated under Missouri Revised Statutes, Chapter 367
Montana
Regulated by: Montana Division of Banking and Financial Institutions
Key Notes:
- Consumer loans regulated under the Montana Consumer Loan Act
Nebraska
Regulated by: Nebraska Department of Banking and Finance
Key Notes:
- Consumer loans regulated under the Nebraska Installment Loan Act
Nevada
Regulated by: Nevada Financial Institutions Division
Key Notes:
- Title loans regulated under Nevada Revised Statutes, Chapter 604A
New Hampshire
Regulated by: New Hampshire Banking Department
Key Notes:
- Consumer loans regulated under the New Hampshire Small Loan Act
New Mexico
Regulated by: New Mexico Financial Institutions Division
Key Notes:
- Consumer loans regulated under the New Mexico Small Loan Act
Ohio
Regulated by: Ohio Division of Financial Institutions
Key Notes:
- Consumer loans regulated under the Ohio Short-Term Loan Act
Oklahoma
Regulated by: Oklahoma Department of Consumer Credit
Key Notes:
- Consumer loans regulated under the Oklahoma Consumer Credit Code
Oregon
Regulated by: Oregon Division of Financial Regulation
Key Notes:
- Consumer loans regulated under the Oregon Consumer Finance Act
Rhode Island
Regulated by: Rhode Island Department of Business Regulation
Key Notes:
- Consumer loans regulated under the Rhode Island Small Loan Lenders Act
South Carolina
Regulated by: South Carolina Board of Financial Institutions
Key Notes:
- Consumer loans regulated under the South Carolina Consumer Finance Law
South Dakota
Regulated by: South Dakota Division of Banking
Key Notes:
- Consumer loans regulated under South Dakota Codified Laws, Title 54
Tennessee
Regulated by: Tennessee Department of Financial Institutions
Key Notes:
- Title loans regulated under the Tennessee Title Pledge Act
Texas
Regulated by: Texas Office of Consumer Credit Commissioner
Key Notes:
- Title loans regulated under the Texas Finance Code
Utah
Regulated by: Utah Department of Financial Institutions
Key Notes:
- Title loans regulated under the Utah Title Lending Registration Act
Virginia
Regulated by: Virginia Bureau of Financial Institutions
Key Notes:
- Consumer loans regulated under the Virginia Consumer Finance Act
Washington
Regulated by: Washington Department of Financial Institutions
Key Notes:
- Consumer loans regulated under the Washington Consumer Loan Act
Wisconsin
Regulated by: Wisconsin Department of Financial Institutions
Key Notes:
- Title loans regulated under Wisconsin Statutes, Chapter 138.16
Wyoming
Regulated by: Wyoming Division of Banking
Key Notes:
- Consumer loans regulated under the Wyoming Uniform Consumer Credit Code
Broker and Lender Disclosure
In California, 5 Star Car Title Loans® operates as both a licensed direct lender and a licensed loan broker under the California Financing Law.
In states other than California, 5 Star Car Title Loans® operates as a licensed loan broker in accordance with applicable state law. In these states, we connect borrowers with licensed lending partners who may offer car title loans, installment loans, and payday loans.
Licensing Information
5 Star Loans Inc dba 5 Star Car Title Loans®
19451 Sherman Way, Unit 509
Reseda, CA 91335
Phone: 888-309-0994
Email: service@5starloans.com
NMLS ID: 1442517 | California Department of Financial Protection and Innovation (DFPI) Lender License No. 603J988
Last Updated: January 2026
