Online Car Title Loans in La Puente, CA
You won’t believe how applying for online title loans in La Puente, CA just got easier! Use our newest service to apply anytime just be opening your mobile phone, laptop or tablet! If you have an internet connection, you can send us your request night or day.
5 Star Car Title Loans is now offering a more convenient way to get your money with online title loans in La Puente, CA. Don’t wait another minute to apply for your easy cash loan online!
Car Title Loans Online Application Process
Online Car Title Loans - How it Works:
A. Submit the following info to see how much cash can you get:
- Your name
- Phone number
- Vehicle information
- Date of birth
- Social Security Number
B. Once pre-approved, our user-friendly mobile app will allow you to upload:
- Photos of your vehicle
- Driver license
- Car title
C. Get an online title loans offer and terms
Upon receipt of the above described items, one of our loan specialists will be contacting you with your loan offer and terms.
D. Complete the loan process and get your money
To complete the title loan process, all* you’d need to do is stop by any FedEx store and ship the title to us. Our loan agent will print out a FedEx label for your convenience.
Once the title was dropped, we will simply direct deposit the funds into your debit or prepaid card.
*In some case you will be required to stop by one of our GPS Centers so we can install (free of charge) a tracking device onto your vehicle.
Online Title Loans in 4 Easy Steps
Enter Your Car's Details:
Your Personal Information:
Address, Date of Birth and SSN:
Upload Photos of Your Vehicle:
Getting an Online Title Loan in La Puente, CA Streamlines the Process:
- Compare rates and pre-qualify online
- Apply using our website instead of visiting our branch
- Get a fast approval decision
- Get a free estimate – compare a variety of offers!
- Get a direct deposit of funds* to your debit card or a prepaid card
*You can also walk into any MoneyGram location inside a Walmart Center close to you and pick up Cash at the MoneyGram kiosk
What Are Car Title Loans in La Puente, CA?
Car title loans are personal loans issued by car title loan companies, such as 5 Star Car Title Loans. You send in an application for approval. The approval decision is based on:
- Your steady income and being able to make the monthly payments.
- Adequate value of a vehicle so it can be used as security.
- Our credit criteria and other factors.
What You Need for Auto Title Loans in La Puenta
Anyone who owns a car can apply for auto title loans in La Puenta. However, in order to be approved, there are a few factors we take into account. If you prepare what is needed before you send your application, the loan process can move along very quickly.
- ID issued by the government.
- Recent photos of your vehicle.
- Vehicle title – free and clear.
- Proof of income and that you’ll be able to pay the loan.
- Employer’s details, including address and email address.
Those are the items that you need to get started with instant cash loans online. As the process begins, you might be asked to provide additional information or documents. Feel free to send your application for easy loans online approval.
Value of Your Vehicle for Vehicle Title Loans
You can send us your application for vehicle title loans at any time and we will respond as quickly as possible. To begin with, we will check Kelly Blue Book to see the listed value of your car. We’ll go further than the listed price, though to find out how much of its value we can use as collateral against fast cash online. Here are the items we check:
- Car’s equity – The equity is how much unused value is in the car. If you still own a few car payments, for instance, we cannot use that portion of its value. We will base our decision on the amount of value in the car you have paid for and you own. If you have not paid off the car payments fully, we can sometimes lend you enough cash to pay off the car and still leave you with extra for your urgent needs.
- Car’s condition – The way your car looks, the way it’s been taken care of and its general driving condition all affects the value of the car. The following conditions are important:
A. Outside (body) of car:
- Broken windows
- Broken lights
B. Inside (interior) of car:
- Condition of the upholstery
- Broken items
In addition, the number of miles your car has been driven will affect its value. The number on the odometer needs to be relevant to the age and model of the car. We also look at the accident report, to see if the car has suffered any major damage and if it was adequately repaired.
Getting Rates That Are Competitive with the Best Car Title Loans
At 5 Star Car Title Loans, we do our best to give the most competitive rates in La Puente. Many times we’ve heard that customers are afraid of what the rates will be before they apply for cash title loans, but the best way to find out is to send in an application with your details. Our APR typically ranges between 60% and 175%. We give those rates to customers who qualify with a car that has good value, can repay and fulfill our credit requirements.
Frequently Asked Questions
1. How can I get title loans in La Puente?
Here are the 4 basic steps to getting title loans. Depending on the information that you provide us with, the whole process can be completed in only a few short hours.
- Take about 5 minutes to complete the online application and send it to us for pre-approval.
- We will consider final approval after we check the value of your car and verify your ability to repay.
- Loan underwriting and detail verifications can be completed in less than one hour.
- Installing a GPS tracking system in your car. This is a fast process that can be done at a GPS Installation Center or by going to one of our locations near you.
2. How long will it take to get my money with fast online loans for bad credit?
After your request for a loan for bad credit has been approved, the funding time usually ranges between 3 to 5 hours. This can depend on the office’s availability and time needed to complete your application.
3. Are there prepayment penalties on title loans?
There are no prepayment penalties or hidden fees when you apply for title loans at 5 Star Car Title Loans.