Title Loans in Rancho Santa Margarita, CA
Exciting news for you! You can now apply for title loans in Rancho Santa Margarita, CA entirely online! No more driving through town, waiting in line or waiting on the phone to speak to a customer service representative. Send in your application for instant cash loans online and get your cash quickly and easily.
5 Star Car Title Loans is now offering a more convenient way to get your money with online title loans in Rancho Santa Margarita, CA. Customer service agents are waiting for your online application!
Car Title Loans Online Application Process
Online Car Title Loans - How it Works:
A. Submit the following info to see how much cash can you get:
- Your name
- Phone number
- Vehicle information
- Date of birth
- Social Security Number
B. Once pre-approved, our user-friendly mobile app will allow you to upload:
- Photos of your vehicle
- Driver license
- Car title
C. Get an online title loans offer and terms
Upon receipt of the above described items, one of our loan specialists will be contacting you with your loan offer and terms.
D. Complete the loan process and get your money
To complete the title loan process, all* you’d need to do is stop by any FedEx store and ship the title to us. Our loan agent will print out a FedEx label for your convenience.
Once the title was dropped, we will simply direct deposit the funds into your debit or prepaid card.
*In some case you will be required to stop by one of our GPS Centers so we can install (free of charge) a tracking device onto your vehicle.
Online Title Loans in 4 Easy Steps
Enter Your Car's Details:
Your Personal Information:
Address, Date of Birth and SSN:
Upload Photos of Your Vehicle:
Getting an Online Title Loan in Rancho Santa Margarita, CA Streamlines the Process:
- Compare rates and pre-qualify online
- Apply using our website instead of visiting our branch
- Get a fast approval decision
- Get a free estimate – compare a variety of offers!
- Get a direct deposit of funds* to your debit card or a prepaid card
*You can also walk into any MoneyGram location inside a Walmart Center close to you and pick up Cash at the MoneyGram kiosk
Car Title Loans in Rancho Santa Margarita for Fast Cash Online
When you need some fast cash online, title loans in Rancho Santa Margarita can be your answer. They are quick to get and you can complete the entire loan process online. Title loans take advantage of the equity in your car to pre-approve customers for quick cash.
Here is how auto title loans online work:
1. Apply for an auto title loan by sending in an online application or calling our office.
2. After your request has been pre-approved, your auto will be inspected to confirm its condition and value.
3. Your lending decision will be based on:
- Your ability to be able to repay the loan
- Your automobile’s value
- Our credit criteria
4. When your request is approved, we will put a lien on your auto.
5. You can keep your car and collect your cash.
6. Pay back your auto title loan with single, monthly payments.
7. Finish paying the money back and get your title back free and clear.
If you have more questions about easy loans online approval, feel free to call our office or to look at the “How it Works” page for more information.
Why Car Title Loans in Rancho Santa Margarita Can Be a Good Choice
When you need some quick cash, online car title loans in Rancho Santa Margarita can be just the thing to get you going again. Read below to find just some of the reasons you should consider turning in your application today:
- Apply with no obligation – You can send in your online application without any obligation. What you will get is the chance to pre-qualify for bad credit title loans without paying one red cent! Wait until you receive on online offer, compare prices and then sign.
- Quick comparison shopping – When you apply for cash title loans, you will get offers from various online title companies. This gives you the opportunity to see what other companies are offering before making your loan decision.
- Very convenient – There’s nothing more convenient than applying for car title loans completely online! Fill in your application in the peaceful atmosphere of your home and send it in whenever it is convenient for you.
- Pay off debts – If you have debt hanging over your head, use an easy cash loan online to pay them all off. That will consolidate your debt so you only have a single monthly payment to worry about.
Here’s What You Get with Loans for Bad Credit
- 5 Star Car Title Loans minimum loans are $2,600.
- Fast online loans for bad credit terms are 36 months
- Average interest rates – APR – from 60% to 175%
- Types of credit history accepted:
- Good credit
- Bad credit
- No credit in many cases
- Simple interest rates
- Choice of payment methods:
- Online payments
- Over the phone payments
- Cash – 7 Eleven stores
- Check my mail
- Title loan payments due once monthly
- No penalties for prepayment; no hidden fees
Various Loan Types Available
Vehicle title loans aren’t only about cars and trucks. There are many different types of loans you can get from 5 Star Car Title Loans. Here are the basic loan types that we offer:
- Car title loans
- Unsecured loans
- Motorcycle title loans
- Personal loans
- Pawn loans
- Boat title loans
- ATV loans
Don’t see your loan type listed? No problem – just give one of our agents a call to discuss your loan needs.
Applying for Title Loans in Rancho Santa Margarita
It’s super simple to apply for title loans in Rancho Santa Margarita, and it will only take a very few moments of your time. Whether you’re at work or at home, you can quickly send in your request with your mobile phone or your laptop.
Send us your online request so that we can take a few minutes to evaluate it. We’ll begin by finding out how much your car is worth. If it’s valuable enough, we’ll confirm that you’ll be able to handle the monthly payments on your income and we’ll check out other criteria.
If you pre-qualify for quick loans with bad credit, we’ll contact you for further information as needed.
How We Evaluate Your Vehicle for the Car Title Loan
When we get your inquiry for car title loan, we need to confirm some of your information and personal details. The most important piece of information on the application you send us is going to be the value of your car.
Here is how we evaluate your car:
1. Adequate equity – The first thing we need to find out is if your car has enough equity to use as collateral.
2. Vehicle’s condition – We will check your car’s condition both inside and out.
3. Number of miles it’s been driven – Number on the odometer.
4. Accident report – number and severity of any accidents.
Frequently Asked Questions
1. How do I get my title back at the end of my contract for vehicle title loans
We’ll take care of that for you. We’ll make sure our name is removed as a lien holder and then you will receive an updated title that is free of liens.
2. Can I get quick loans for bad credit if I still owe a few payments on my car?
You can apply and we will evaluate your situation. If you get enough money each month to pay back the loan and your car is valuable, then it is possible to be approved for quick loans for bad credit. We will try to loan you enough to pay all your payments with some left over to spend on your urgent needs.
3. Is there a prepayment penalty on car title loans?
At 5 Star Car Title Loans there are no prepayment penalties. We also don’t hide any fees in your contract. No hidden fees or prepayment penalties.
4. How quickly can I get my title loan money?
It depends on your situation and the availability of title loans offices, but the general time for getting your money after loan approval is 3 – 5 hours*.
*Depending on the location of the 5 Star Car Title Loans office, the funding time can vary.