HOW IT WORKS | 5 Star Car Title Loans

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Pay loan & get title back

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$100 - $2,000 $2,000 - $50,000

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Once you’ve paid off your title loan, getting the title back is easy and with 5 Star Car Title Loans it usually doesn’t require you to do anything! For the duration of your loan, the title remains with the lender as they are the legal owner of the vehicle. When you pay off the loan, … Read more

A title loan buyout means that a new lender pays off the remaining balance on your current title loan and provides you with a brand new loan. This is a very similar process to refinancing. A car title loan buyout can be a good solution if you are struggling with your current loan payments. Remember, … Read more

When you have a title loan on your car, the legal owner of it is the lender and therefore there is a lien placed on your car title. In other words, the legal ownership of the car belongs to the lender even if you get to keep driving it. Given this, selling a car with … Read more

Title loans have a simple lending process: 1. Apply for a loan by calling or filling out our online application. 2. After answering a few simple questions you will be informed if you are preapproved or not. In case you are, your vehicle will need to be inspected. 3. If your vehicle is in good … Read more

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$100 - $2,000 $2,000 - $50,000

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Applications submitted on this website may be originated by one of several lenders, including: 5 Star Loans, Inc., dba 5 Star Car Title Loans, a licensed lender in California; or one of our lending partners, including tribal lenders.
Loans originated by our lending partners will not be serviced by 5 Star Car Title Loans.
*Choosing a loan amount between $250 to $2000, will connect you to our lending partners who provide installment and payday loans.
Applicants must be at least 18 years of age (19 in Alabama). Loans not available in all states.
See State Disclosures for additional information.

¹Approving loans depends on meeting the credit criteria of the lender, and may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc. This could also include offering certain assets as collateral. The actual loan amounts, terms and Annual Percentage Rate (APR) of a loan that the consumer qualifies for could vary according to the consumer. 5 Star Car Title Loans® has no control over other lenders’ interest rates or payments.

Proceeds of the loan are meant to be mostly used for personal, household or family purposes. The minimum loan amounts differ according to various states. Consumers must prove their ability to pay the loan back.

²Filling in the application form can take five (5) minutes to finish. When completed, conditional approval could be given, even though review of documentation is pending. Final funding time begins from the time the request gets final approval after it has been received and reviewed, with all necessary documents, and signed before 2pm of your lender’s local time during a business day.

³Some lenders offer option to rescind. If the consumer chooses to exercise the right to rescind the application, the consumer(s) must send a written notification to the lender before midnight on the 3rd calendar day after receiving the loan. The consumer(s) needs to return all monies received and the fees paid on the consumer(s) behalf by certified funds within one business day.

⁴Car Title Loans are expensive, and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long-term solution. We encourage and suggest that consumers pay often and early to avoid any additional finance charges.

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