Drive Your Way to Fast Financing
Need cash but don’t want to go through hard credit checks and lengthy paperwork? Title loans allow borrowers to access their vehicle’s value within hours2 by using its title as collateral. Whether you have a bad credit score or you need emergency cash, we send money the same day.2
The process is fast, simple, and designed for convenience2:
- Just bring your vehicle title, proof of income, and a valid ID
- We will value your car based on its make, model, and condition
- The loan approval process is quick, possibly within 24 hours2
Why Choose a Title Loan?
- Cover Expenses: Use funds for medical bills, rent, repairs, or emergencies1
- No Bank Hassles: Skip the delays and paperwork of traditional lenders
- Same-Day Cash: Get started and receive funds on the same business day2
- Keep Driving: Borrow against your car’s title without giving up your vehicle
Title Loan Mistakes to Avoid
- Overborrowing: Don’t take more than you can afford
- Late Payments: Missed payments can lead to repossession4
- Ignoring Terms: Read the fine print before signing4
Frequently Asked Questions
Can I Pay Off My Title Loan Early Without Penalties?
Yes. Many lenders allow their customers to make early repayment without prepayment penalties; always ask to be sure. Paying early can reduce your total interest.
Will Applying for a Title Loan Affect My Credit Score?
Usually, no. Mostly, auto title installment loans don’t involve a hard credit check. However, defaulting could impact your credit or result in vehicle repossession.
What Happens If I Sell My Car During the Loan Period?
You can’t legally sell a car with a lien on the title. You’ll need to pay off the loan first and get a clear title before transferring ownership.
Discovering Arlington, Texas
Interesting Fact!
Arlington, Texas, has over 394,000 residents and is the third-largest city in the Dallas–Fort Worth metro area. It’s home to UT Arlington, a GM assembly plant, and the NRC Region IV office. Major attractions include AT&T Stadium, Globe Life Field, and Six Flags Over Texas.
With utility costs increasing in the city, managing monthly expenses can cause a financial strain. With a quick and easy process, title loans provide access to fast cash2 when you need it. It’s a short-term financing option with high interest rates and is not meant for the long term.4
Secure Title Loans in Texas
In Texas, title loans are legal and regulated by the OCCC under the Texas Credit Title. There’s no cap on interest rates, so read your loan terms and choose a licensed lender.
Disclaimer: Title loans are secured loans designed to provide financial assistance with an easy loan process.2 Interest rates and fees can be higher than traditional loans, increasing the total cost. Review all terms and ensure the lender is licensed, and consider alternatives that may be more affordable.4
