Commonly Asked Questions About Title Loans
Read through a few typical questions and answers to understand how title loans can help you.
- Do I Have to Give Up My Car if I Get a Car Title Loan?
No, you don’t have to give up your car if you get a car title loan. You can continue driving your vehicle while repaying the loan. The lender holds onto your car title as collateral, but you keep full use of your car as long as you meet the repayment terms.
- Are There Restrictions on How I Use the Cash?
There are no limitations on using the funds. You may use the cash to cover bills, pay for emergencies or whatever you need.
- How Do I Repay the Loan?
You may repay the title loan in equal, monthly payments. The term for title loans is typically from a few months up to 36 months.¹
- How Much Cash Can I Get?
The loan amount is based on your car’s value and your income level.¹ Bad credit consumers may also be approved for title loans.
- What Are the Interest Rates on Title Loans?
Your interest will be clearly stated on your loan agreement. Interest rates on title loans typically range between 25-300% APR.
- Can I Get the Money Today?
You may get cash on the same business day. If you sign a loan agreement before 2pm of the lender’s time, you may get cash in 5 hours.²
Apply for Your Instant Cash Now
Send us your title loan application online or by visiting one of our locations. WIthin minutes you will have a reply and can make a responsible loan decision. Sign the loan agreement and you may get same day cash.
Let us help you with cash for any need today!