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Title Loans in Inglewood

Title Loans in Inglewood

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Inglewood Title Loan Rates & Quick Facts

A title loan in Inglewood (pop. about 105,000, Los Angeles County) is a short-term secured loan where you use your vehicle’s clear title as collateral while continuing to drive the car. California regulates the product under the California Finance Lenders Law (Cal. Fin. Code §§ 22000 to 22780) with a rate cap of ~39.6% APR: 36% per year plus Federal Funds Rate. Here’s what our Inglewood borrowers have actually received:

Legal status Legal in California under the California Finance Lenders Law (Cal. Fin. Code §§ 22000 to 22780)
Rate cap 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
Regulator Department of Financial Protection and Innovation (DFPI)
Local loan range (2024–25) $2,510 – $20,015
Average loan funded $4,915 (41 loans)
Our Inglewood locations 1244 S Inglewood Ave

Apply for a Title Loan in Inglewood

smiling people

Requirements

Car details

Personal details

Vehicle Title

Identification

References

Process

Apply by phone or online

Complete all necessary requirements

Visit a local inspection center or use online vehicle verification

Get your money

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Our Locations in Inglewood

1244 S Inglewood Ave
Inglewood, CA 90301
(737) 260-7504
View the Location page →

Title Loan Data for Inglewood, CA

$4,915

Average Loan Amount

$2,510–$20,015

Loan Range

2014

Average Vehicle Year

41

Loans Funded

Based on 41 loans in Inglewood from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.

Actual Title Loans Funded in Inglewood, CA

Actual loan amounts vary based on vehicle condition, mileage, and California regulations.

Year Make Model Miles Funded Amount
2015ToyotaTacoma118,000$3,465
2009ChevroletSilverado 1500140,000$2,525
2016DodgeGrand Caravan71,115$2,525
2020FordMustang53,000$9,475
2021VolkswagenAtlas30,400$14,635
2015ToyotaCamry137,413$7,015
2018JeepCompass97,000$3,015
2007INFINITIM35107,949$2,525
2017ToyotaCamry89,261$2,525
2020JaguarF-Type38,097$3,515

Average Title Loan by Most Common Vehicles in Inglewood, CA

Vehicle Make Avg. Vehicle Value Avg. Loan Amount Borrowers
Ford$12,363$5,6066
Honda$7,469$3,4064
Toyota$7,838$3,2704
Jeep$9,567$6,6153
Mercedes-Benz$6,608$3,3853

Based on 41 loans in Inglewood from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.

Did You Know? Inglewood by the Numbers

What Inglewood Borrowers Used Their Loan For

# Top Use
1Electric and Water Utilities
2Emergency Medical Bills
3Gas and Transportation Costs

Based on 41 borrowers in Inglewood from 2024–2025.

Unemployment Rate in Inglewood, California

8.3% of Inglewood residents are currently unemployed, compared to the California state average of 7.1%.

Source: U.S. Census Bureau & Bureau of Labor Statistics.

Median Household Income in Inglewood, California

The median household income in Inglewood is $72,750. About 14.6% of residents live below the federal poverty line.

Source: U.S. Census Bureau & Bureau of Labor Statistics.

Title Loan Regulations in California

  • Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
  • Loan range: $2,500 to $10,000+
  • Repayment term: 12 to 60 months with fixed monthly payments
  • Regulated by: Department of Financial Protection and Innovation (DFPI)

What a Title Loan Costs in California

Loan Amount Term APR Interest/Fees Total Due
$3,00024 months36%$1,252$4,252
$5,00024 months36%$2,087$7,087
$9,99924 months36%$4,171$14,170

Your actual APR also includes the Federal Funds Rate (3.64% as of February 2026), making the current cap about 39.6%. Loans over $10,000 have no state rate cap. Always make sure your lender shows you the exact APR before signing.

📖 Governing law: California Finance Lenders Law (Cal. Fin. Code §§ 22000 to 22780)

See all California title loan rules and consumer protections on our California title loans page.

Title Loan Questions for Inglewood, CA Residents

What types of vehicles qualify for a title loan in Inglewood?

Many vehicle types may qualify for a title loan in Inglewood:

Cars, trucks, vans, and SUVs
Motorcycles
RVs and motorhomes
ATVs and powersports vehicles
Commercial trucks (case by case)

How soon after bankruptcy can I apply for a title loan in Inglewood?

A past bankruptcy does not automatically prevent you from getting a title loan in Inglewood. Because title loans are secured by your vehicle rather than your credit history, approval is based on your car’s value and your current ability to repay. If your bankruptcy is discharged, you own a qualifying vehicle, and you have income, you may qualify.

How do I check my vehicle’s lien status through the California DMV in Inglewood?

As a resident of Inglewood, CA, you can verify your car title status through the California DMV. Check your physical title to see if a lienholder is listed, or request a vehicle title record from the DMV. You may also confirm the status through the California DMV’s online vehicle records services.

How does the age of my car affect the loan amount I can get in Inglewood?

Yes. The age of your car can affect eligibility because the vehicle’s current market value is considered. Many older vehicles may still qualify, but the loan amount will depend on the car’s condition, mileage, and overall value.

What are the consequences of a late title loan payment in Inglewood?

A late title loan payment in Inglewood can result in:

A late fee of 0 (after 10 days) or 5 (after 15 days) per missed payment
Potential repossession of your vehicle without advance warning
Loss of the vehicle if it is sold after repossession

Do I have to give up my car to get a title loan in Inglewood?

No, you do not have to give up your car. You hand over the title as security, but your keys stay with you. You keep driving your vehicle as normal throughout the entire loan term.

How much can I borrow?

Title loans typically offer 25% to 50% of your vehicle’s value. Most borrowers in Inglewood receive between $2,500 and $10,000, depending on vehicle value and income. Loans above $10,000 are not subject to a state rate cap and can be significantly more expensive.

When can my car be repossessed in Inglewood, CA?

In Inglewood, CA, your car can be repossessed once you default. You must be notified before the vehicle is sold. You can get the car back by paying what you owe plus any recovery costs.

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