While the exact time it takes to get a title loan can vary between each and every customer, it is usually a quick and simple process for most borrowers. We estimate the process to take a few hours* on average.

Our 4-step process is very simple:

1. The first step is to get pre-approved for a loan. This only requires answering a few simple questions online or by phone.

2. Once you’ve passed the first step, you’ll need to get a final approval from our underwriting team. This requires you to provide a few more documents and this step takes about an hour.

3. When you receive final approval, you will be asked to sign the loan contract. Our expert representatives will walk you through the process and answer any remaining questions.

4. We require a GPS device to be installed in the vehicle (free of charge) for the duration of the loan. This step is really quick and can be completed at any of our GPS Installation Centers.

*The entire title loan process can vary depending on the lender

Please keep the following in mind:
Each lender has its own title loan process and the time it takes, amount of paperwork, and the car inspection process can vary widely. We suggest calling or filling out the online application before coming into the loan processing center. This will help ensure you have all the necessary requirements and will help to get your money as quickly as possible.

At 5 Star Car Title Loans, we require very little paperwork so the entire title loan process typically takes less than 5 hours from start to finish.

Click here to learn about the time it takes to qualify for a title loan.