Title Loan Activity in the 44705 Area
3
Loans Funded
$4,602
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 2132 Columbus Rd NE a
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2016 | Jeep | Wrangler | 66,693 | $8,400 |
| 2009 | Cadillac | Escalade | 200,000 | $1,907 |
| 2016 | Toyota | RAV4 | 106,376 | $3,500 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Cadillac ($1,907 avg), Jeep ($8,400 avg), Toyota ($3,500 avg)
Know Before You Borrow in Ohio
- Interest rate cap: 25% per year
- Loan range: $2,500 to $15,000 (typical; no state maximum)
- Repayment term: Minimum 6 months; no maximum; fixed monthly installments
- Regulated by: Ohio Department of Commerce – Division of Financial Institutions (DFI)
For complete Ohio title loan regulations and consumer protections, visit our full Ohio guide.
Quick Answers About Title Loans in Canton
The smallest recent title loan near 44705 was $1,907 for a 2009 Cadillac Escalade with 200,000 miles. Across 3 loans in this area, amounts start as low as $1,907. Your loan amount depends on your vehicle’s current market value.
Cadillac is the most common vehicle among title loan borrowers in the 44705 area, with 1 loans funded. The average loan amount for a Cadillac here is $1,907, with an average of 200,000 miles on the odometer.
We’re located in Canton, near First Christian Preschool and The Music Farm, with William Hunter Center also nearby. Look for us at 2132 Columbus Rd NE a.
Missing a payment can lead to losing your car, since your vehicle is used as collateral. Under Ohio law, if a payment is more than 10 days late, the lender may charge a late fee of 5% of the missed payment or 0, whichever is greater. If you stop paying, the lender may repossess your vehicle under ORC § 1309.609. You generally have 20 days from repossession (or 15 days from the lender’s notice) to pay the balance and reclaim your car. If you anticipate trouble making a payment, contact your lender before the due date. Most lenders prefer to find a workable solution rather than proceed to default.
A car title loan lets you borrow money using your vehicle as collateral. Because your car secures the loan, the amount you can borrow is based on what your car is worth, typically up to 50% of its current market value. The lender records a lien with the Ohio BMV to secure their interest, but you keep driving your car throughout the loan. You repay in fixed monthly installments, and once the loan is paid in full, the lender releases the lien and your title is returned clear.
