Title Loans in Delano, 93215

Use our new and simple online application to apply for the best online car title loans in Delano, CA. It is fast with no need to leave your house. Open your computer or use your mobile phone to send in your request form and we will answer you quickly. Get on your way to fast cash now!

5 Star Car Title Loans is now offering a more convenient way to get your money with online title loans in Delano, CA. Super simple to apply for quick cash loans online with 5 Star Car Title Loans!

Getting an Online Title Loan in Delano, CA Streamlines the Process:

• Compare rates and pre-qualify online
• Apply using our website instead of visiting our branch
• Get a fast approval decision
• Get a free estimate – compare a variety of offers!
• Get a direct deposit of funds* to your debit card or a prepaid card
  *You can also walk into any MoneyGram location inside a Walmart Center close to you and pick up Cash at the MoneyGram kiosk

Basic Title Loan Requirements

If you own a car with value and you need an instant online title loan, you can send in your application today. We will answer your request promptly with an offer or a request for more information.

To get started, have these items handy:

1. Government issued ID card

2. Recent photographs of your car

3. Valid car title in your name

4. Proof of income to be able to repay the loan

After the initial review of your application for a car title loan in Delano, you might be asked for the following documents:

1. Your email

2. Your actual address

3. Proof of residency

*For final approval, additional information may be requested.

Evaluating a Car for Title Loans in Delano

The basic method of evaluating cars for title loans in Delano is by checking Kelly Blue Book. This will give you a rough estimate of what your car is worth.

Additional factors affecting the title loan value of your car being used as security:

1. Equity in the car – If we use your car’s value for loan security, it must have adequate equity. The equity indicates how much of the car you own, in the case where car payments are still due.

2. Condition of the vehicle body – The way your car looks is important to its value. We want to see its general condition and the amount of wear and tear. This could mean anything from scratches and dents to broken mirrors to damaged lights.

3. Condition of the vehicle’s interior – a clean interior that has been well cared for has more value than a junky interior.

4. Mileage – The number of miles driven, according to the car’s model and year, affects the current value.

5. Accident report – We will check if the car has been in previous accidents and the extent of the damage to the vehicle.

Getting Competitive Rates on Car Title Loans in Delano, California

As you begin to receive offers for car title loans in Delano from various companies, you might notice that the rates are different. At 5 Star Car Title Loans, we try to give the best interest rates we can, so that your payments will be manageable.

The APR that we use is sometimes as low as 60%. However, it can get as high as 175%. These are the rates for customers who qualify and fulfill our credit criteria.

5 Star Car Title Loans Products

Here is some useful information about the services and products we offer:

# Loan amounts: Our minimum loan amount begins at $2,600

#Average term of loan: 36 months or less

#Type of interest rate used: Simple interest

#Credit rating requirements: A variety, including good credit, bad credit or no credit at all

#Average rates: APR ranges between 60% and 175%

Covering a Variety of Loan Types

Maybe you don’t have a typical car or truck that we can use for security against your fast title loan. Don’t despair! We offer many types of loans for various vehicles. Here is a quick list, but if you don’t see your vehicle listed give us a call.

#Car title loans

#Personal loans

#Unsecured loans

#Motorcycle title loans

#Pawn loans

#Boat title loans

#ATV title loans

Remember – we are here to serve you! Contact us regarding any questions you have!

How Is My Title Returned to Me?

While you are making the title loan payments, the name of the lender will appear on your car title. As soon as you finish paying off the loan according to the contract, the lender’s name will be removed. You don’t have to do anything – your title will be released to you free and clear.

Frequently Asked Questions

#How long will it take for me to get my instant cash loan?

First your application must be approved by our lending department. After the approval and after you sign the contract, the average funding time is 3 to 5 hours. However, the times can vary depending on the 5 Star Car Title Loans locations and amount of time needed to complete your request.

#If I repay my loan early, will I be penalized?

You are welcome to pay back your title loan as early as you want. There are NO penalties for prepayment.

#Do I have to finish all car payments before I apply for cash title loans?

You don’t always have to finish paying off your car before getting cash title loans. Depending on how many payments you have left, we might be able to approve your title loan for an amount that is high enough to pay off your car and leave you with extra money. Send us your application and we will review it.

#Are there hidden fees that I should be aware of?

No, with title loans from 5 Star Car Title Loans, we will always let you know up front what all the charges will be. There are no hidden fees.