Don’t fret and worry when you need vehicle title loans. You can use our new service to send us your application online! With online car title loans in Cathedral City, CA you can apply from your own home. Forget about driving across town to wait in line! Send us your request now.
5 Star Car Title Loans is now offering a more convenient way to get your money with online title loans in Cathedral City, CA. Use our new service for an instant cash advance online!
Car Title Loans Online Application Process
Pre-Qualify – Fill out our quick online form and instantly see if you pre-qualify
Additional Info – Use our mobile app to upload vehicle photos, driver’s license and car title
Loan Offer & Terms – One of our loan specialists will contact you with your loan offer
How Much Cash Can I Get?Online Car Title Loans – How it Works:
A. Submit the following info to see how much cash can you get:
- Your name
- Phone number
- Vehicle information
- Address
- Date of birth
- Social Security Number
B. Once pre-approved, our user-friendly mobile app will allow you to upload:
- Photos of your vehicle
- Driver license
- Car title
C. Get an online title loans offer and terms
Upon receipt of the above described items, one of our loan specialists will be contacting you with your loan offer and terms.
D. Complete the loan process and get your money
To complete the title loan process, all* you’d need to do is stop by any FedEx store and ship the title to us. Our loan agent will print out a FedEx label for your convenience.
Once the title was dropped, we will simply direct deposit the funds into your debit or prepaid card.
*In some case you will be required to stop by one of our GPS Centers so we can install (free of charge) a tracking device onto your vehicle.
Online Title Loans in 4 Easy Steps
Step 1
Enter Your Car’s Details:
Step 2
Your Personal Information:
Step 3
Address, Date of Birth and SSN:
Step 4
Upload Photos of Your Vehicle:
Getting an Online Title Loan in Cathedral City, CA Streamlines the Process:
- Compare rates and pre-qualify online
- Apply using our website instead of visiting our branch
- Get a fast approval decision
- Get a free estimate – compare a variety of offers!
- Get a direct deposit of funds* to your debit card or a prepaid card
*You can also walk into any MoneyGram location inside a Walmart Center close to you and pick up Cash at the MoneyGram kiosk
Services Offered
- Car Title Loans
- Motorcycle Title Loans
- Track Title Loans
- RV Title Loans
- Boat Title Loans
Products Details
- Any Credit History Accepted
- Title Loans Ranging From 25% to 120% of Car’s Value
- No Extra Fees or Penalties for Prepayment
- Annual Percentage Rate (APR) From 60% Up to 175%
- Keep Driving Your Vehicle!
Best Points About Online Title Loans in Cathedral City
1. Any hour, any time: You can stay at home or in your office to send us your online application. It doesn’t matter where you are or what time it is – you can send it now! From A to Z, from beginning to end, you can manage your online cash title loans.
2. Free estimates: You don’t need to pay a cent when you get an estimate from 5 Star Car Title Loans in Cathedral City. Send in your application and we can review your car’s value and your ability to pay. Pre-qualify and get our offer with no obligation.
3. Credit types: Even if you don’t have a great credit history, you can still be approved for bad credit title loans. When you apply for car title loans for bad credit we will look at the whole picture. We’ll check your ability to pay, your occupation, your education and the value of your vehicle.
4. Easy to compare: When you submit your application for instant cash loans online, you can receive replies with offers from several title loan companies. Review each offer and compare rates. Then go with the title loan company that you feel comfortable with.
5. Simplify your debt: Instead of paying so many debts during the month, take advantage of fast title loans to pay them all off at once. Then your life will be simple with only your car title loan to pay each month.
Take advantage of all the benefits of car title loans in Cathedral!
Using Your Car’s Value for Collateral
To complete the process for auto title loans online, you will submit your car title to the lender. While you are paying for the loan, you can still keep driving your car, but the name of the lender will be a lien holder on your title. When the loan has been repaid, the lender’s name will be removed from your title and it will be returned to you. This happens automatically, so you don’t need to worry about anything!
Simple Requirements for Auto Title Loans in Cathedral City, CA
There are a few requirements you should know about when preparing to apply for auto title loans in Cathedral City. You probably have all of these items in your home already, so the application shouldn’t take more than a few minutes to complete.
- Vehicle title that is free of liens.
- Recent photos of your car.
- ID – government issued.
- Proof that you can repay the loan.
- Your name, address and email.
Car title loans in California are pursuant to CA Financing Law License No. 603F508. In some cases, more documents may be requested, such as proof of residency.
Here is the Title Loans Application Process
The application process is very simple and before you know it, you’ll already have a reply from the lender! According to the requirements for fast title loans, have your car title ready when you apply. This will save time when processing your request. Then just spend a few minutes to complete the application and submit it. That is the information the lended will need to process your request.
The lender will evaluate your application for pre-approval depending on the following factors:
- The current value of your car
- A valid car title registered in your name
- Proof of your ability to make monthly payments
- Meeting the basic credit criteria
When you meet the above requirements, you can receive a quick reply from the lender.
Setting Your Car’s Value for Best Car Title Loans
The best car title loans use your car’s value as collateral. There are several factors that are used to determine your car’s value for use with title loans. Here are the main points:
Auto equity: In order to be used for loan security, the auto that you own must have an adequate amount of equity. The equity is the percentage of the car that you own and does not include the amount owed to a loan company. If the equity is high enough, it can be considered as security.
Condition of your auto: The condition of the interior and the body of your auto are important to its value. If your car is well taken care of without scratches, dents or soiled upholstery, it will be worth more.
Mileage: The number of miles your car has been driven also affects its value. The number on the odometer will be compared with the age of your car to find out if the miles are within a reasonable or expected range.
Vehicle’s accident history: This is important so the lender can know if the car has been involved in accidents that caused serious damage. Even if the damage was repaired, it will affect the car’s value.
Frequently Asked Questions
1. How can I pay for my easy cash loan online?
We have several options for you:
A. Pay by phone: You can call us when your payment is due and give us your credit or debit card details. The loan agent will help you pay your monthly amount by phone.
B. Pay online: You will need an account to make your monthly payment online. Our agents can help you set up your account, if you don’t already have one.
C. Cash payments: Paying by cash is simple by just walking into a 7 Eleven store. It doesn’t matter which one as they are all set up to accept title loans payments.
2. I don’t need a lot of money – how much is the least I can borrow?
At 5 Star Car Title Loans, our minimum loan amounts begin at $2,600. If that’s enough to cover your urgent needs, don’t take more.
3. Do you charge prepayment penalties?
Never. If you want to pay back your loan early that’s fine with us. There are no penalties or extra fees for prepayment of your instant cash loan.
4. When is the first title loan payment due?
Payments are due once a month, beginning 30 days from the date on your contract. There are no extra charges if you choose to pay back your loan early.
