Title Loans in Carlsbad
Need Extra Cash Today?
The surf’s up but you’re stuck at home because your wallet is empty? That’s no fun! What’s the use of living in an amazing seaside city if you can’t go out and enjoy it? Whatever your needs are, at 5 Star Car Title Loans, we want to help.
We offer quick cash loans to vehicle owners in Carlsbad, CA. No matter why you need the money or what you’ll do with it, we want to hear from you. We have an online application for car title loans that you can fill out and submit anytime.
If you have bad credit, don’t worry about that. We can also offer title loans in Carlsbad to consumers who’ve had some money problems in the past that left them with a bad credit score.
For whatever reason you’re stuck without cash today, contact us and let’s see how we can work together.
This Is How Title Loans Work
Title loans are a sort of personal loan that use a valuable object that you own as security for an auto title loan. In this case, it is a vehicle that you own. If you own a vehicle that has good equity, you might be able to get a car title loan.
We can use different types of vehicles – it doesn’t have to be an automobile. If you have a motorcycle, a truck, a boat or an RV, it might also be eligible to use as loan collateral.
The important points of your vehicle are:
- The vehicle must be owned by you
- You must have the vehicle title in your name only
- Its value must be high enough to secure the title loan amount
If you fit into this category, reach out to us today for a quick cash loan.
Simple Steps to Getting Started with Car Title Loans
If you want to take advantage of car title loans right now, you can go ahead with the first step. Since our website is always available for you to access, the time or day that you want to begin doesn’t make a difference.
The only suggestion is to locate your vehicle title first, because you’ll need it. Make sure that you are the sole owner of your vehicle by checking the name on your title. If it has anyone else’s name on it, or the name of a loan company, try to get this corrected with the DMV in Carlsbad.
Once you’re ready, go ahead with the first steps below. Remember that there is a customer service staff available for help if you need it.
Step 1:
Grab your tablet, smartphone or open your PC and go to the 5 Star Car Title Loans website. Click the online application form. Fill it out and submit it to us. This usually takes around 10-15 minutes.
Step 2:
Within minutes you will receive a decision regarding pre approval of your request for a car title loan. If it is pre approved, you will be instructed how to continue. The team will let you know what information and documents to send for further verification.
Step 3:
When your documents have been verified, you will receive a quick credit decision. If your request for a title loan in Carlsbad, CA is approved, you can submit your title as security and your cash will be sent to you by direct deposit.
Those are the 3 steps to getting quick cash in Carlsbad!
Keep Your Car and Get Quick Cash
The entire process for getting a car title loan is quick and easy. Some consumers wonder if they can keep their car when getting car title loans, and the answer is YES!
Car title loans only use the value of your vehicle – not your actual vehicle. The only item you need to turn over to the lender is your vehicle’s title. You can keep your vehicle at your own house and use it as much as you want to, just like you do now.
When you get final loan approval and the cash is prepared, you will also receive a schedule of monthly payments. Be careful with the payment due dates, so your payments will arrive on time.
When you have completed the contract and all fees have been paid, you will get your car’s title back. At this time, you are finished and there is nothing else left to pay. You will have a zero balance and your title will be free and clear.
Stuff You Can Do with Car Title Loans
For anyone getting title loans in Carlsbad, it’s really cool to know that there are not any restrictions on how the money is spent. If you’re familiar with the old-fashioned types of loans from a traditional bank, they usually want to know what you will do with the money. Why do you need urgent cash?
At 5 Star Car Title Loans, we don’t think your urgent needs are any of our business. If you need emergency funds quickly, you can fill in an online application without listing your reasons.
Make a list now of what you need fast cash for, apply online anytime and get a quick credit decision.
Amazing Benefits of Car Title Loans
There are some great tips and facts to know about the convenience of title loans in Carlsbad before you get started. If you’ve only gotten loans from banks or other traditional lenders in the past, you’ll be stunned at how easy and quick it is to get online title loans.
For instance, you don’t need stand in lines anywhere or call for an appointment. If you’re applying online, there are no time restrictions and you don’t need to drive anywhere.
Here are a few of the quick facts regarding auto title loans:
- Apply online from the convenience of your own home
- No obligations to sign a title loan offer
- Spend the money the way you want to, without limitations
- Transparent loan amount with no hidden fees
- Keep driving your car while sending in monthly payments
Once you get started with your online request for instant cash, you’ll find many more advantages to online auto title loans.
Documents to Determine Final Loan Amount
We want to estimate the loan amount as accurately as possible, so we will request a few documents that will help us. After you receive pre-approval, we will begin to finalize your loan amount and final approval.
These are the required documents:
- Valid vehicle title in your name only – It will save time if you check your title beforehand. Whether it’s in your car or a drawer in your home, pull it out to check that your name is listed as the sole owner and that it is registered in Washington.
- Monthly income – To get an idea of how much you can afford in monthly payments, it’s important to verify your total income. Show us a list of all your income and proof, like your bank statement, official documents or stubs from your paycheck.
- Proof of where you live – To verify your address in California, send us a piece of mail addressed to you, a utility bill, a signed lease or a credit card statement.
- ID with photo – Send us a copy of your driver’s license, state ID, passport or other piece of ID from the government.
- Complete description of your vehicle – The more specific you can be, the better we determine its value. Send the model, style, year, condition and number of miles driven. If needed, the customer service clerk will ask for photos.
- Bank account information – Let us know where to send your funds with your bank name and account number.
Preparing to Receive Your Money
In most instances, the final loan amount will be sent to your bank with a direct deposit. If you prefer to pick it up in our Carlsbad, CA office, you can discuss options with the customer service staff.
No matter how long you’ve lived in Carlsbad, there are probably sights you have not visited or places you’d like to visit again. You might just want to hit the waves with a new surfboard, but now that you have the money to pay for tickets, it’s a good opportunity to tour your city!
Here are a few sights to consider:
- Legoland California – what a treat! Get your tickets online and enjoy the day!
- Sign up for watching dolphins and whales
- Join an electric bike and train tour along the coast
- Plunge with a Carlsbad wine and food tasting experience
Get Your Cash Today!
Now that you understand how title loans in Carlsbad can help you get extra cash, why not contact us now? There’s no obligation to send in your auto title loan application and you could be pleasantly surprised at the loan amount you can get.
All credit types are accepted, so even if you have bad credit you can still be eligible for a car title loan. Send us your details today!
