Title Loan Activity in the 92562 Area
28
Loans Funded
$5,671
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 40648 California Oaks Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2006 | Lexus | IS 350 | 8,400 | $3,043 |
| 2008 | Honda | CR-V | 108,000 | $4,915 |
| 2008 | Toyota | Tundra | 154,000 | $2,525 |
| 2009 | Ford | F150 | 150,000 | $2,525 |
| 2016 | BMW | 5-Series | 75,000 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($7,434 avg), Honda ($4,487 avg), Ford ($2,877 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Murrieta
Yes. Vehicles with high mileage regularly qualify. Near 92562, a 2015 Ram 1500 with 232,000 miles on it was approved for $2,525. The average mileage among borrowers in this area is 90,778 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 92562, a 2011 Ford F150 with 60,000 miles was approved for $3,228. Bring your truck or SUV title to get a free estimate.
We’re located in Murrieta, near Pooch Kingdom Private Park & Luxury Dog Bakery – Murrieta and St.Paul Rock, with Santa Rosa Plateau Ecological Preserve also nearby. Look for us at 40648 California Oaks Rd.
Yes, it may still be possible to get a title loan in Murrieta, CA if there is a lien on your vehicle. Eligibility depends on the remaining loan balance and the current value of the car. If there is enough equity in the vehicle, some applications may still qualify.
A lost title can be replaced through the California DMV. File Form REG 227, pay the fee, and allow a few weeks for processing. Once you have the duplicate in your name, you can proceed with a title loan application in Murrieta.
