Title Loan Activity in the 23707 Area
6
Loans Funded
$2,901
Average Loan Amount
2012
Average Vehicle Year
Recent Loans Near 3615 High St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Chevrolet | Camaro | 168,035 | $3,021 |
| 2014 | Toyota | Camry | 71,000 | $2,000 |
| 2005 | Honda | Odyssey | 164,000 | $2,000 |
| 2012 | Mercedes-Benz | S Class | 137,000 | $5,000 |
| 2010 | Cadillac | DTS | 138,000 | $2,386 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Cadillac ($2,693 avg), Chevrolet ($3,021 avg), Honda ($2,000 avg)
Know Before You Borrow in Virginia
- Interest rate cap: 36% per year interest plus optional monthly maintenance fee up to $15/month
- Loan range: Up to $2,500 (no minimum)
- Repayment term: 6 to 24 months
- Regulated by: Virginia State Corporation Commission (SCC) – Bureau of Financial Institutions
For complete Virginia title loan regulations and consumer protections, visit our full Virginia guide.
Quick Answers About Title Loans in Portsmouth
Cadillac is the most common vehicle among title loan borrowers in the 23707 area, with 2 loans funded. The average loan amount for a Cadillac here is $2,693, with an average of 91,144 miles on the odometer.
Yes. The average vehicle year among borrowers in the 23707 area is 2012. A 2005 Honda Odyssey with 164,000 miles recently qualified for $2,000 near Portsmouth. Your vehicle’s condition and value matter more than its age.
We’re located in Portsmouth, near Hot House Yoga and La Petite Academy of Portsmouth, with Yeshivas Aish Kodesh also nearby. Look for us at 3615 High St.
A car title loan uses your vehicle as collateral. The amount you can borrow is based on your car’s value and your ability to repay, typically up to 50% of its market value up to Virginia’s $2,500 cap. The lender records a lien with the Virginia DMV and holds your paper title while you keep driving. You repay in monthly installments over 6 to 24 months. Your title is returned on full payoff.
Yes, you can get a title loan in Portsmouth with bad credit. Virginia title loans are designed for borrowers with poor or limited credit history. Approval is based primarily on your vehicle’s value and your ability to repay, not your credit score.
