Borrow Smarter with Title Loans Today
When money is tight, a title loan gives you the cash you need using your car’s value with no hard credit checks. We make title loans simple with flexible repayment options to meet your needs.2
Get an estimate of your monthly payment plans today!
Have a Bad Credit History? We’ve Got You Covered
A low credit score isn’t the end; you can still qualify for a vehicle title loan in Sunrise. What matters most is your vehicle’s value and your ability to repay the loan.
- Final approval isn’t based on your poor credit report
- Keep driving your car while making payments
- If you fall behind, we’ll work with you before taking action
Note: Explore options before your loan proceeds, like personal loans, payday loans, credit advances, or those from banks or credit unions.
Why Consider Title Loans in Sunrise, Florida
A Look Inside Sunrise, Florida
Sunrise, located in western Broward County, has about 96,808 residents and attracts millions of visitors each year. Positioned in the tri-county hub of South Florida, it offers strong residential, business, and cultural appeal.
The city’s below-average per capita income highlights the financial challenges many face, especially when unexpected expenses arise. Title loans offer fast cash2 and flexible options to pay early with no prepayment penalty.
Key Qualifying Criteria
Before requesting, make sure you have the following:
- At least 18 years old*
- A clear title of your vehicle
- Proof of income (pay stubs)
- Government-issued ID (driver’s license)
- Vehicle insurance
- Proof of residence
Points to Keep in Mind
Title loans offer quick cash, but it’s essential to understand the responsibilities involved:
- Missing payments could lead to losing your vehicle
- Late fees may increase the total amount you owe
- Short-term loans with higher interest rates (annual percentage rate)
Loans You Can Trust
Fully licensed in Florida, we follow all state regulations to offer safe, reliable car title loans. Count on reliable title loan companies for fast cash and reliable service.
FAQs
How Long Do I Have to Repay?
Repayment terms depend on the loan amount and your ability to pay, but most title loans offer terms ranging from 30 days to a few months. Some title loan lenders may also provide extended or installment-based plans to make loan repayment more manageable.
What If I’m Still Paying Off My Car?
If your car is not fully paid off, you may still qualify for a car title loan, depending on how much equity you’ve built up. We’ll assess your vehicle and remaining loan balance to determine eligibility and offer options that may work for you.
How Much Can I Borrow with a Title Loan?
The amount you can borrow is based on your vehicle’s current market value, condition, and any existing liens. Typically, title lenders offer between 25% and 50% of your car’s appraised value. Factors like the make, model, year, mileage, and overall condition of your vehicle play a role in the title loan process.
Disclaimer: Auto title loans are a form of secured lending that uses your vehicle as collateral.1 Borrow responsibly and ensure you understand the terms and conditions before signing the title loan agreement. Repay the loan on time to avoid repossession.4 Consult with the lender if you have questions about your ability or whether a title loan is right for you.
