Solutions When You Need Money Instantly!
When time matters and banks say no, we say yes. Use your vehicle title as collateral to qualify for money without giving up your keys. Our title loans in Wilmington help you get your money in just hours on the same business day.2
With no hassle, and even with a bad credit score, you can borrow up to 25-50% of your car’s value!
Know About Wilmington, California
Quick Insights
Wilmington is a 9.14-square-mile neighborhood in Los Angeles’ South Bay and Harbor region. It began as a Spanish land grant in 1784, became a city in 1863, and joined Los Angeles in 1909. Home to the continental U.S.’s third-largest oil field, with 20% of its land taken up by refineries.
With housing costs 42% higher than the national average, many residents may require financial assistance. Title loans provide quick access to funds for home repairs and daily expenses.1 However, title loans are secured loans and come with high interest rates, and are for emergency use only.4
The Loan Process: Quick and Easy
- Start online or in person
- Vehicle’s value evaluation
- Fast approval in 24 hours2
- Pick cash or direct deposit
Repayment Options That Fit Your Budget
Pay on your terms—no pressure, no surprises. Here’s how we make repayment easy:
- Pick a payment plan that works for you!
- Pay your loan early with no prepayment penalties
- Stay on track with monthly due date reminders
Frequently Asked Questions (FAQs)
How Do I Find Out the Title Loan Value of a Car?
The value of your car for a title loan is typically based on its current market value, determined by factors like make, model, mileage, income, and overall condition. Typically, you may get fast cash between 25% and 50% of your vehicle’s appraised value.
What if I Am Struggling to Repay My Vehicle Title Loan?
If you’re struggling to repay your title loan, the first thing to do is to reach out to your lender. Most lenders offer options like extension or refinancing to make it manageable. It’s important to communicate with your lender as soon as possible to avoid additional fees or vehicle repossession.
What If I Want to Pay the Loan Back Early?
There are no penalties if you choose to repay the loan early. Many title loan lenders allow you to repay the loan ahead of schedule, saving you money on interest. Once the loan is paid, your car’s title will be returned to you, free of liens. Although you should consult your lender, most offer this flexibility to help you better manage your money.
Responsible Lending
We provide licensed, compliant title loans that offer a clear, secure path to your loan amount. Our commitment to regulatory standards ensures your financial security as a priority.
Disclaimer: Auto title loans work as short-term loans and can have high interest rates. Review loan terms1, due dates, and fees charged, and consider alternatives like personal loans4 before you sign the loan agreement. Car title loans require timely repayment to avoid late fees and potential vehicle repossession.4
