When you need money urgently, you can visit one of our California location offices near your home. 5 Star Car Title Loans in California are here to serve you!
5 Star Car Title Loans made the auto refinancing process incredibly smooth and stress-free. They offered a great rate, and I was able to lower my monthly payments with ease, thanks to their efficient and friendly team.
Michael G.
a year ago
Securing second lien title loans online was surprisingly seamless with them. Their user-friendly platform and quick approval process made it easy to access the additional funds I needed, making them my preferred choice for efficient and reliable financial solutions.
Fannie M.
a year ago
I desperately needed a loan since I was having financial difficulties. I was able to get a car title loan with low credit from this firm. Getting the money I needed without any trouble or drawn-out approval procedures was such a relief. I'm really grateful! Thank you so much! Thank you 5 Star Car Title Loans!
Michele H.
a year ago
I've had my fair share of financial difficulties, but this loan provider has enabled me to turn things around. Their no-credit-check auto title loans were invaluable, and they offered flexible and affordable payback arrangements. I was spared fines and late fees because of them. So much gratitude! Thanks a lot 5 Star Car Title Loans!
Judith R.
a year ago
I recently obtained a cash-time title loan from this Athens loan provider, and the procedure went really well. It was easy to put a lien on the title of my car, and the interest rate was reasonable. Thanks a lot 5 Star Car Title Loans!!
Maxine E.
a year ago
I've heard horror stories about title loans, but this company totally changed my mind. Their loans using car title as collateral were surprisingly affordable, and their repayment plans were insanely flexible. I'm so impressed – I'll never go anywhere else for my loan needs!
Stephanie
2 years ago
I am so happy with the title cash loans that I availed from this company. I never thought I would be able to get the loan so easily and without any hassle. The company was very understanding and helped me through the entire process. I would definitely recommend this company to anyone who is looking for a title loan.Thank you so much!!!
Issac G.
3 years ago
I am very happy with the loan company. They provided me with the funds I needed to purchase my commercial truck. They were very professional and kept me updated on the status of my loan. I would recommend them to anyone in need of a title loan.
Get Your Loan Now
Services
Title Loans
Cash Loans
Quick Loans
Same Day Loans
Bad Credit Loans
Installment Loans
No Credit Check Loans
Loans without credit check
Personal Loans For Bad Credit
Process
Apply by phone or online
Complete all necessary requirements
Visit our local Vehicle Inspection Center if needed
Get your money
Requirements
Car details
Personal details
Car Title
Identification
References
Benefits
Keep driving your car
No prepayment penalties
No hidden fees
Quick funding
Personable service
Rapid Cash Relief for Your Financial Needs
Turn your car into a financial safety net. Whether an urgent home repair or a medical bill, a Modesto title loan handles it all.1 Borrow the money you require using your vehicle’s title—while still driving it.
Modesto, founded in 1870 as a Central Pacific Railroad town, retains its original 640-acre layout. It became a key agricultural hub, providing farmers with transport access. It later gained recognition in the mid-20th century for its high-art architecture featured by the New York Museum of Modern Art.
Housing Cost Comparison: Modesto vs. National Avg.
With the housing costs significantly exceeding the national average, many residents may face financial strain. Unlike traditional personal loans, title loans provide fast cash—possibly within 24 hours2—when sudden costs arise.
Online title loans in California are legal under strict consumer credit guidelines set by the DFPI. We, as a reputable title loan company, enable borrowers to obtain transparent and fair loans.
Frequently Asked Questions
Can I Apply If I Have Bad Credit?
Yes, title loans focus on your car’s value, not your bad credit history. Even with a low credit score, you can still qualify. All you need is a lien-free title in your name and a consistent income to repay the loan.1
Why Choose 5 Star Car Title Loans?
We offer a hassle-free process, a quick loan process2, and flexible monthly payment plans. With no early repayment penalties, borrowers can repay the loan amount and save on interest.4 If you face repayment challenges, we provide assistance to help you avoid repossession.
Can I Use My Car as Collateral If I Still Owe on It?
Yes, you may still be eligible for a title loan if you owe money on your car. Below are the options:
Pay off the current lienholder: Before requesting a new loan, ensure that your title is clear.
Third-party payoff: The new lender pays off your existing loan and refinances it on new terms. It’s crucial to consult with the lender to determine the best option!
Disclaimer: Auto title loans are short-term4, high-interest loans4 using your vehicle as collateral.1 Defaulting may result in loss of ownership.4 Review terms carefully and explore alternatives before signing the loan agreement.4 Approval and amounts depend on lender evaluation.1
Our Benefits
5 Star Title Loans is considered one of the most trusted and reliable financial companies in the area. There are many things that make our company unique and listed below are the top ones that set 5 Star Title Loans apart from its competitors.
Customer Centered Service
Providing excellent customer service and a positive loan experience is the 5 Star Title Loans top goal. We work tirelessly to make this happen for each customer.
Loans for Low Credit Score
We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your credit.
Easy Application Process
We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.