The Easiest Way to Get Fast Cash
For those in Newport News seeking a convenient way to borrow, title loans are the answer. We all hit financial bumps, but that shouldn’t limit your options. By leveraging your vehicle’s title as collateral, you can access fast cash while still driving your car.2
Borrow up to $50,000 quickly for emergencies, past-due bills, or unexpected repairs. Here’s how the loan process works:
- Request online or in person with basic vehicle and contact information
- Submit key documents to verify ownership and assess the vehicle’s value
- Get approved fast, often on the same business day2
- Receive your cash within 5 hours if you request before 2 PM2
What Makes You Eligible for a Title Loan?
- An age of 18 years or above*
- A clear car title in your name
- Proof of income and residency
- A valid government-issued ID
- Vehicle for inspection (online or in person)
- A bad credit score is fine
How Are Title Loan Rates Determined?
Title loan rates are typically based on:
- The value of your vehicle
- The loan amount you request
- Your repayment terms (short or long term)
Note: Title loans are secured loans against your vehicle’s title and carry high annual percentage rates.4 So, borrow responsibly!
Exploring Newport News, Virginia
Newport News sits along 23 miles of the James River and Hampton Roads Harbor. It’s named after Captain Christopher Newport, who helped save the Jamestown colony in 1610. Today, the city is known for shipbuilding, tech research, and global trade.
The city’s median household income is much lower than Virginia’s, showing many are struggling financially. Title loans become viable when traditional financing is unavailable (personal loans or payday loans from credit unions).
FAQs
Do I Need a Good Credit Score to Get a Title Loan?
No. Title loans are based on the value of your vehicle, not your poor credit history. The only things that matter while borrowing money are a consistent income and your vehicle’s value.1
Can I Pay Off My Auto Title Loan Early?
Yes! There are no prepayment penalties. You can repay all the money at any time without additional fees, and the sooner you pay it off, the more you’ll save in interest.4
What Happens If I Cannot Make a Payment?
If you’re having trouble making a payment, reach out to us right away. We may be able to work with you to adjust your payment schedule or offer refinancing options. Our goal is to help, so vehicle repossession is always the last resort.4
Pro Tip: Choose Licensed Lenders
Always select trustworthy title loan providers with Virginia State Corporation Commission (SCC) licenses. Title loans are legal in Virginia, but only if the car title lender follows state laws.
Disclaimer: Car title loans are short-term loans intended for emergency use only.4 Borrowers should consider their budget before the loan proceeds, as failure to repay the loan may result in repossession.4 Terms, interest rates, and conditions on the loan agreement vary by the loan company. Verify the lender’s license before proceeding.
