Borrow Money Fast with a Title Loan
When traditional loans aren’t an option, title loans offer a fast alternative.2 Using the title of your vehicle as collateral, you can borrow money to manage your bills1 without delay.
The process is simple:
- Submit the request form online
- Send a clear title, ID, and show income
- Get approved and receive funds (same-day)2
What is “Collateral”? Can You Still Drive Your Car?
Collateral is something you put up as a guarantee for a loan. In title loans, your car’s title (not the car itself) acts as that guarantee.
Here’s the good thing:
Your car stays with you. The lender just holds the title as long as you’re making your partial payments on time.
So, how can you get out of it?
Once the loan is paid off, the lien is removed, and the title is yours again
Note: Defaulting on your monthly payment gives the lender the right to possess your vehicle for loan recovery.4 So, borrow money responsibly! Also, consider payday loans, personal loans, or payday alternative loans from credit unions or financial institutions.
What You’ll Need to Get Started
Getting approved is easier; here’s what lenders verify:
- A clear vehicle title in your name
- A valid government-issued ID
- Income proof (pay stubs, or bank statements)
- Residence address in Largo, Florida
- Vehicle’s insurance documentation
- Bad credit or poor credit history is OK
Largo’s Dependable Title Pawn Service
Looking for a title loan lender you can trust? To confidently manage life’s unforeseen expenses, pick a lender with clear loan terms, regulatory compliance, and fast funding.
Know More About Largo, Florida
Largo grew from a small farming community of 300 in 1905 to the third-largest city in Pinellas County. It was the county’s first to adopt a council-manager government in 1913. Originally home to the Tocobaga Indians, Largo grew after farmers settled and the Orange Belt Railway arrived in 1888.
With 77.5% of people driving alone, a reliable vehicle is crucial. When unexpected expenses arise, many need quick cash without losing their cars. Title loans provide fast money using your car title as collateral, helping you cover urgent costs while keeping your vehicle.1
FAQs
What If I Can’t Repay the Loan?
If you’re unable to make your payments, the lender may take additional finance charges and repossess your vehicle.4 Many lenders may offer extensions or refinancing options, but it’s crucial to check with them. Understand the repayment terms and annual percentage rates before signing the title loan agreement.4
Can I Get a Title Loan Without the Title in My Name?
No, you must be the registered owner of the motor vehicle to qualify. If the title is in someone else’s name, you won’t be eligible until it’s legally transferred to you. Most title lenders will help guide you through the title transfer process at your local DMV so you can get money once you own the title.
How Quickly Can I Get the Funds After Applying?
Once approved, the lender can deposit the loan amount into your bank account within 24 hours or even the same day.2 The exact timing depends on the lender’s process and your bank’s policies. Plus, title loan borrowers may also have the option to pick up cash fast from the lender’s nearest in-person location.
Disclaimer: Auto title loans are short-term loans4 and require your vehicle’s title for collateral.1 Missing payments may lead to repossession.4 Make sure to review all loan details thoroughly before proceeding with the title loan transaction. Loan amount and maximum interest rate depend on your vehicle’s value and may vary under the Florida Title Loan Act.
