Title Loans in El Centro, 92243

Special offer! You now have the opportunity to ask for online car title loans in El Centro, CA with your mobile phone, laptop or tablet! Take a few minutes to fill in an application, hit the send button and you’re done! So fast, so easy to get fast title loans in El Centro!

5 Star Car Title Loans is now offering a more convenient way to get your money with online title loans in El Centro, CA. Complete the form, click the send button and we’ll do the rest! Get your fast cash today!

Getting an Online Title Loan in El Centro, CA Streamlines the Process:

• Compare rates and pre-qualify online
• Apply using our website instead of visiting our branch
• Get a fast approval decision
• Get a free estimate – compare a variety of offers!
• Get a direct deposit of funds* to your debit card or a prepaid card
  *You can also walk into any MoneyGram location inside a Walmart Center close to you and pick up Cash at the MoneyGram kiosk

What Are Title Loans in El Centro?

Title loans in El Centro use the worth, or equity, in your car to secure quick cash for you. It begins with you turning in an online application. If you are in an area with no internet, you can always give us a call or come into one of our 5 Star Car Title Loans offices. Although if approved for an instant cash loan you won’t need to give up your car, you will need to surrender your car title until you’ve paid back the loan. But no worries. When you finish the payments, we’ll get the title back to you – free and clear.

Valuing a Car for Auto Title Loans

Since auto title loans are based on your car’s worth, you might be wondering how we estimate that. First off, we can all check Kelly Blue Book for the current price. From there, we have other considerations to take into account when putting a dollar value on your vehicle.

• Amount of equity – The amount of equity in your car is where we begin. We can look at Kelly Blue Book for the current selling price, but other factors affect its value. If you owe a few payments, then your equity will be less than the car’s value.

• Car’s body – How does the car look from the outside? Are there scrapes, dents or scratches? We’ll check that the mirrors are intact and that there are no broken lights.

• Car’s inside – If you have taken good care of your car’s interior, the upholstery should be in good shape and the car will be clean.

• Mileage – This is one of the first questions asked by potential car buyers, because it affects the car’s condition as well as the value. The mileage should coincide with the age of the car. Too few miles are good. Too many miles will bring down the value.

• Accident history – Accidents that have resulted in damage to your car affect its current price. We’ll check the history of your car and find out if there was any damage. Even if the damage was repaired, the history is important to the price.

5 Star Car Title Loans in El Centro Range Between 25% and 120% of Auto Value

We want to make sure the value we put on your vehicle is fair so that we can loan you as much money as possible. When you apply for car title loans in El Centro, we will carefully evaluate the car you own. Then, according to how much income you have that will give you the ability to meet the monthly payment requirements and your car’s value, we will set a loan amount. Typically, our title loan amounts very between 25% and 120% of the value of your car, depending on our credit criteria.

Rates on Instant Cash Loans

The rate charged on instant cash loans can really affect the monthly payment amount that is due. We take that into account when setting the interest rate. We also consider the amount you’ll be able to pay back each month, our credit criteria and the value of the auto that you own. At 5 Star Car Title Loans, we give an APR that can be as low as 60% or higher rates of 175%. Those rates are applicable to qualifying customers.

Frequently Asked Questions

1. I want to pay my instant cash advance online back early. Will I be charged a prepayment penalty?

No! We do not charge prepayment penalties on an instant cash advance online. In addition to that, you’ll be glad to know that there are no hidden fees in our contract. What you sign on is exactly what you get!

2. I just signed a contract for easy online loans for bad credit. How will I make my payments?

We have a few options for paying back easy online loans for bad credit. They are:

• Phone payments – Give our agents a call with your debit/credit card handly. We’ll work through the process with you to send in your payment.

• Online payments – You only need an account to be able to send in your online payment. Don’t have an account set up? No problem. Call us and we’ll help you.

• Cash payments – With cash for your monthly payment, go into a 7 Eleven. They are set up to accept your payment.

• Check or cashier’s check – Send these to us in the mail or drop them off. Just be sure you get them into the mail in time to reach us before your payment due date.

3. How can I get my title back?

We’ll handle that for you. Finish your payments and the lien will be lifted. You’ll get a title free and clear.

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